Baccarat History

The game was introduced to the French Court in the 15th century and became the favorite game among French nobility. In the 1950’s the game was popularized in Vegas because of the efforts of Frank Sinatra, a co-owner of The Sands at the time.

How to Play Baccarat

Baccarat is a very simple game to play with no decisions made after a bet is placed. Aces count as One and Two through Nine are counted at face value. Even though the player dealing is acting as the Banker, he is not obligated to bet on the Banker’s hand. If either hand dealt is a total of 9, it is called a “Natural” and automatically wins. The Player’s hand is dealt to first, and only if the current value is 5 or less. D. Eventually, baccarat evolved into European baccarat and the French game 'chemin de fer'. The difference is one of the players banks the game instead of the casino. The title of banker rotates around the table in a manner similar to the dice at a craps table. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. The infamous Dunes casino introduced baccarat in the late 50's. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. Baccarat has a history overseas too, which is evidenced by its popularity among the Asian population who visit Las Vegas each year.

Baccarat Rules

The most important thing you need to know is whether you are betting on the Player, on the Bank or on Tie. So never mind what the other players bet on or how much they bet. If the value of the first card is a four, for instance, the dealer will take the next four cards out of the shoe and discard them in a tray next to it along with the first card. Before the cards are dealt each baccarat player has to make his bet. The player with the bank deals two sets of two cards, if of course the game is played by two players. If the hand you bet on wins you get a one to one payoff. That is why the Ten, Jack, Queen and the King count 0 and the Ace only one. Unlike blackjack, but rather, like craps, multiple players around the table can bet on which hand will win. After all is said and done, the hand with a point total closes to nine wins. Essentially, only three bets can potentially be made - A bet for the player's hand to win, the banker's hand to win, or a tie. Depending on hand outcomes, the player hand will either draw a third card or stand. After the players turn, and depending on both the outcome of the players hand and its own, the dealer hand will either draw a third additional card or stand. The other is how drawing a third card is determined. a baccarat hand will never exceed three cards total. For instance, a hand of 5, Queen and 9 has a value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more involved and is often explained with a chart. If one hand is an 8 and the other is a 9, the 9 wins. Player shows a 6, 7, 8, or 9 (8 and 9 win) Player Hand must Stand. Banker shows a 5 Banker Hand must Draw if player's draw card is a 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 8 or 9. (Thus the value of a hand is always between 0 through 9). If the players cards total 15, 10 is subtracted and the value of the hand becomes 5. The other must do so also. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. The player stands on a total of 6 or 7, but if the player has a total of 5 or less he/she must draw one card (face up) Now it is the bankers turn. Baccarat rules state that winning banker bets are subject to a 5% house commission. Dealers normally wear tuxedos and the surrounding are is quite lavish. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If the dealer has 1 then he must draw. If the dealer has 6 then he must draw if your card is a 6-7. If the dealer has 7 then he must stand.

Tips

- in the long run, a player should be making more bets on the banker than on the player. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game. Although this difference is so negligible that most players do not advise picking one version of baccarat over the other, it is advisable to take all the advantage one can possibly take.
- sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Manage your money wisely, without a "system". At the least, set yourself limits on losses and stake amounts.

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