Baccarat History

The game was introduced to the French Court in the 15th century and became the favorite game among French nobility. Although it has always been a popular game in European and Latin American casinos, it never caught on as strongly as Blackjack in US casinos.

How to Play Baccarat

Aces count as One and Two through Nine are counted at face value. In Mini Baccarat a casino dealer handles the deal. After players make their bets the dealer deals a two-card hand to the Banker and Player. If neither hand is 9 a hand with a total of 8 is a Natural winner. Natural hands always immediately win or Tie (although a 9 beats an 8). It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. It was later on introduced in France around 1490 A. Chemin de fer is very similar to baccarat as it's played in American casinos today. The basis of this game is very similar, but the rules and payoffs are much less dramatic. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. There exists quite a diversity today, especially so since it has made its way onto the world wide web. It has kept it's elegant trait and is still one of the most appealing games to the well situated individuals in our society. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to play.

Baccarat Rules

Betting on Tie is not really recommended because it decreases your winning chances. Knowing the basic rules will help you understand what is going on on the baccarat table and will make the game more fun to play for you. So never mind what the other players bet on or how much they bet. If the value of the first card is a four, for instance, the dealer will take the next four cards out of the shoe and discard them in a tray next to it along with the first card. Each player is given the bank in turn and can hold the bank as long as the bank wins. The hand closest to nine wins. You can bet on a Tie where you get a one to eight payoff but a Tie is very rare, it occurs less than once in ten hands. That is why the Ten, Jack, Queen and the King count 0 and the Ace only one. After all is said and done, the hand with a point total closes to nine wins. After the players turn, and depending on both the outcome of the players hand and its own, the dealer hand will either draw a third additional card or stand. The hand closest to a total value of nine wins. a baccarat hand will never exceed three cards total. In order to calculate a hand total, simply add the value of the two cards. (7 + 4 = 11 - 10 = 1) A hand that has drawn and composed of three cards is calculated in the same fashion. If such is not the case, the Player Hand makes the first move. Player shows a 5, 4, 3, 2, 1 or 0 Player Hand must Draw. The following guidelines determine what action the Bank Hand will take: On a side note, if the player hand does not draw a card, the banker hand will always draw if its value is lower than the player hand or if its own two-card value is 0, 1, or 2. Banker shows a 7, 8 or 9 (8 and 9 win) Banker Hand must Stand. After the dealer has finished drawing, the hands are added up and a winner is declared. (Thus the value of a hand is always between 0 through 9). There are two hands dealt regardless of how many players there are: the banker's hand and the player's hand. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. Baccarat rules state that winning banker bets are subject to a 5% house commission. This is of course because there is more of a chance for a banker win. So from reading this page you should have picked up enough about baccarat rules to play a game. The game of baccarat is unlike most casino games as the is no level of skill involved the reason for this is that neither the player or dealer has any options or decisions to make during the course of the game. Three dealers run the game and one of these is the caller who runs the game and stands between positions 1 and 15. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 1 then he must draw. If the dealer has 5 then he must draw if your card is a 4-5-6-7. If the dealer has 6 then he must draw if your card is a 6-7. If the dealer has 8 then he must stand.

Tips

- Bet on the Banker Hand most of the time. Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%.
- A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games. Although this difference is so negligible that most players do not advise picking one version of baccarat over the other, it is advisable to take all the advantage one can possibly take.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %.
- Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses. If you want to take your chances, then by all means use a system - just know when to quit.

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