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Baccarat History

The present form of Baccarat can be traced back to Italy. More recently, a lot of US casinos have offered “Mini Baccarat”.

How to Play Baccarat

Baccarat is a very simple game to play with no decisions made after a bet is placed. Even though the player dealing is acting as the Banker, he is not obligated to bet on the Banker’s hand. In Mini Baccarat a casino dealer handles the deal. Natural hands always immediately win or Tie (although a 9 beats an 8). If the Player did draw a third card, the Banker follows the rules at right. There are many debates pertaining to the history of baccarat, particularly where the game was invented: France or Italy. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each banker. The result of the die decided her fate. The basis of this game is very similar, but the rules and payoffs are much less dramatic. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank bets. It is played by the exact same rules, but lacks the accoutrements of the formal version. The table is staffed by only one dealer who is responsible for handling the cards. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum.

Baccarat Rules

Betting on Tie is not really recommended because it decreases your winning chances. So never mind what the other players bet on or how much they bet. At the beginning of a new game or when the Cut Card in the Shoe is dealt, the dealer will shuffle all decks together and put them back in the shoe, called "The Bank". If the value of the first card is a four, for instance, the dealer will take the next four cards out of the shoe and discard them in a tray next to it along with the first card. Each player is given the bank in turn and can hold the bank as long as the bank wins. Once the bank looses it moves on to the next player. If the first two cards dealt count Eight or Nine it is called a "Natural" and wins automatically, unless both hands have the same value then it is of course a Tie. That is why the Ten, Jack, Queen and the King count 0 and the Ace only one. Much like blackjack, two hands are played - a dealer and a player hand pitted against each other. One factor is how hand values are tabulated. Please note that both hands are allowed a maximum of one card draw. All cards numbered 2 through 9 are worth their numeric value. All other cards (tens and picture cards) are worth zero points. (7 + 4 = 11 - 10 = 1) A hand that has drawn and composed of three cards is calculated in the same fashion. First off, know that right from the beginning a hand of 8 or 9 automatically wins. Player shows a 5, 4, 3, 2, 1 or 0 Player Hand must Draw. Once the player hand is finished and standing, the bank hand will determine whether it must draw a third card. Banker shows a 4 Banker Hand must Draw if player's draw card is a 0, 2, 3, 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0, 1, 8 or 9. Banker shows a 5 Banker Hand must Draw if player's draw card is a 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 8 or 9. The game is played modulo 10, that is if the total of the hand is greater than 10, then 10 is subtracted from the total. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on) If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. The player stands on a total of 6 or 7, but if the player has a total of 5 or less he/she must draw one card (face up) Now it is the bankers turn. This is of course because there is more of a chance for a banker win. The advantage is slim, in the area 0,,8%, but in the world of gambling that's really not that small. So from reading this page you should have picked up enough about baccarat rules to play a game. The game of baccarat is unlike most casino games as the is no level of skill involved the reason for this is that neither the player or dealer has any options or decisions to make during the course of the game. Player put their bets on the numbered box in front of the players after the winner is called the other two dealers pay out or collect from the winners and losers around the table. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. The aim of the game is to get as close to 9 as possible and if you are nearer then you win. Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. Once all the hands are dealt it is closest to 9 that wins.

Tips

- The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck.
- Play Baccarat Games with the fewest decks. Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie.
- Usually this commission is 5%, which returns a House Edge of approximately 15%. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses. As for other bankroll management strategies, a good one is posted on this website.

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