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Baccarat History

Although it has always been a popular game in European and Latin American casinos, it never caught on as strongly as Blackjack in US casinos. Targeted towards high rollers, Baccarat tables used to be exclusive territory with roped off access and dealers dressed in tuxedos.

How to Play Baccarat

There are three bets available: The Player’s hand, the Banker’s hand, or a Tie. Aces count as One and Two through Nine are counted at face value. If neither hand is 9 a hand with a total of 8 is a Natural winner. If neither hand is an 8 or a 9 and there is no Tie additional cards may be dealt according to a standard set of rules. If the Player did draw a third card, the Banker follows the rules at right. There are many debates pertaining to the history of baccarat, particularly where the game was invented: France or Italy. It's difficult to trace back the origins of this game mainly because slight variations of it name are used in both countries, each wanting to claim it as theirs. Chemin de fer is very similar to baccarat as it's played in American casinos today. Falguiere based the game on an old Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. It is played by the exact same rules, but lacks the accoutrements of the formal version. The table is staffed by only one dealer who is responsible for handling the cards. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to play.

Baccarat Rules

It doesn't matter which seat you take at the baccarat table because unlike in Black Jack you are not playing against other players or against the house. So never mind what the other players bet on or how much they bet. Baccarat is played with eight decks of cards without Jokers. Once the bank looses it moves on to the next player. If the hand you bet on wins you get a one to one payoff. You can bet on a Tie where you get a one to eight payoff but a Tie is very rare, it occurs less than once in ten hands. At first the value of the cards might seem a little odd, but it's really simple to understand. After all is said and done, the hand with a point total closes to nine wins. One factor is how hand values are tabulated. a baccarat hand will never exceed three cards total. All cards numbered 2 through 9 are worth their numeric value. In order to calculate a hand total, simply add the value of the two cards. A hand of seven and four has a value of 1. If one hand is an 8 and the other is a 9, the 9 wins. If such is not the case, the Player Hand makes the first move. Once the player hand is finished and standing, the bank hand will determine whether it must draw a third card. Banker shows a 4 Banker Hand must Draw if player's draw card is a 0, 2, 3, 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0, 1, 8 or 9. Banker shows a 6 Banker Hand must Draw if player's draw card is a 6 or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 4, 5, 8 or 9. The player's objective is to get a hand that is closer to 9 in value than the banker's. Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. The other must do so also. With a total of 7, he stands. The advantage is slim, in the area 0,,8%, but in the world of gambling that's really not that small. Dealers normally wear tuxedos and the surrounding are is quite lavish. Each player takes it in turns to deal from the shoe there is however no advantage to be gained from it and it is just part of the tradition of the game. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. All picture cards count as 10 and aces count as 1. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 0 then he must draw.

Tips

- The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. in the long run, a player should be making more bets on the banker than on the player.
- A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge. Although this difference is so negligible that most players do not advise picking one version of baccarat over the other, it is advisable to take all the advantage one can possibly take.
- Play Baccarat at Casinos with the lowest commission possible. sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %.
- As for other bankroll management strategies, a good one is posted on this website. At the least, set yourself limits on losses and stake amounts.

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