Baccarat History

The present form of Baccarat can be traced back to Italy. Targeted towards high rollers, Baccarat tables used to be exclusive territory with roped off access and dealers dressed in tuxedos.

How to Play Baccarat

The winning hand is the hand that holds two or three cards totaling closest to nine. A bet on the Player pays even money. A bet on a Tie pays 8 to 1. All Tens and face cards have a value of 0. If either hand dealt is a total of 9, it is called a “Natural” and automatically wins. It was later on introduced in France around 1490 A. The basis of this game is very similar, but the rules and payoffs are much less dramatic. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. The infamous Dunes casino introduced baccarat in the late 50's. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. The highest of the high rollers often come from overseas to try their hand under the chandeliers of the stylish Vegas baccarat rooms. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum.

Baccarat Rules

Betting on Tie is not really recommended because it decreases your winning chances. Baccarat is a game of chance, all you have to decide is which hand you think will win. The only thing you are betting against is the cards. Each player is given the bank in turn and can hold the bank as long as the bank wins. Once the bank looses it moves on to the next player. If the first two cards dealt count Eight or Nine it is called a "Natural" and wins automatically, unless both hands have the same value then it is of course a Tie. At first the value of the cards might seem a little odd, but it's really simple to understand. This is not only the case with single card values but with the result of two cards combined. After all bets are made, which cannot be added to or retracted once play begins, the House will deal four face-down cards - two cards each to both the player and banker (House) After the cards are finished being dealt, they are revealed and tabulated. After the players turn, and depending on both the outcome of the players hand and its own, the dealer hand will either draw a third additional card or stand. Two components of the game need clearing up at this point. Please note that both hands are allowed a maximum of one card draw. Tabulating the hand value is straightforward and only takes simple mathematics of addition. All other cards (tens and picture cards) are worth zero points. In order to calculate a hand total, simply add the value of the two cards. If this sum goes over ten, subtract ten and you will have the final value. If both hands have an 8 or 9, the game is deemed a tie, in which all Tie Bets win. Banker shows a 5 Banker Hand must Draw if player's draw card is a 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 8 or 9. Banker shows a 6 Banker Hand must Draw if player's draw card is a 6 or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 4, 5, 8 or 9. The game is played modulo 10, that is if the total of the hand is greater than 10, then 10 is subtracted from the total. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on) If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. The player stands on a total of 6 or 7, but if the player has a total of 5 or less he/she must draw one card (face up) Now it is the bankers turn. It may still be a good idea to try it online first, and within minutes you'll feel comfortable enough to play anywhere. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used to. This means the game is quite simple especially as there are only three possible bets that can be made. Three dealers run the game and one of these is the caller who runs the game and stands between positions 1 and 15. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. If the dealer has 0 then he must draw. If the dealer has 1 then he must draw. If the dealer has 9 then he must stand. Once all the hands are dealt it is closest to 9 that wins.

Tips

- Bet on the Banker Hand most of the time. When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark. Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie.
- sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Any system like the Martingale, which is designed to cover losses, should be avoided. At the least, set yourself limits on losses and stake amounts.

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