Baccarat History

The present form of Baccarat can be traced back to Italy. Mini Baccarat has the same rules as Baccarat but has lower stakes and is played on a standard Blackjack shaped table.

How to Play Baccarat

The winning hand is the hand that holds two or three cards totaling closest to nine. A bet on the Player pays even money. A bet on the Banker pays even money minus a 5% house commission. All Tens and face cards have a value of 0. After the Player’s hand is complete, the Banker’s hand is dealt out according to the following set of rules: If the Player did not draw a third card, then the Banker only draws a card to a hand of 4 or less. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. Eventually, baccarat evolved into European baccarat and the French game 'chemin de fer'. Chemin de fer is very similar to baccarat as it's played in American casinos today. The difference is one of the players banks the game instead of the casino. Falguiere based the game on an old Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. It has kept it's elegant trait and is still one of the most appealing games to the well situated individuals in our society. A number of casinos have installed a smaller version of the baccarat game played on standard blackjack-sized gaming tables. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to play.

Baccarat Rules

Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated table games there is. Baccarat is a game of chance, all you have to decide is which hand you think will win. The only thing you are betting against is the cards. Baccarat is played with eight decks of cards without Jokers. If the value of the first card is a four, for instance, the dealer will take the next four cards out of the shoe and discard them in a tray next to it along with the first card. The baccarat game is now ready to play. When nobody has a natural additional cards are drawn to determine the baccarat winner. At first the value of the cards might seem a little odd, but it's really simple to understand. Unlike blackjack, but rather, like craps, multiple players around the table can bet on which hand will win. Essentially, only three bets can potentially be made - A bet for the player's hand to win, the banker's hand to win, or a tie. If both hands are the same, the game is deemed a tie. Two components of the game need clearing up at this point. One factor is how hand values are tabulated. Tabulating the hand value is straightforward and only takes simple mathematics of addition. All other cards (tens and picture cards) are worth zero points. If both hands have an 8 or 9, the game is deemed a tie, in which all Tie Bets win. Once the player hand is finished and standing, the bank hand will determine whether it must draw a third card. The following guidelines determine what action the Bank Hand will take: On a side note, if the player hand does not draw a card, the banker hand will always draw if its value is lower than the player hand or if its own two-card value is 0, 1, or 2. Banker shows a 6 Banker Hand must Draw if player's draw card is a 6 or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 4, 5, 8 or 9. The player's objective is to get a hand that is closer to 9 in value than the banker's. An ace counts as 1, two counts as 2, etc,, , up through nine counts as 9, but tens (jacks, queens and kings) count as 0. There are two hands dealt regardless of how many players there are: the banker's hand and the player's hand. Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. With a total of 7, he stands. Dealers normally wear tuxedos and the surrounding are is quite lavish. This means the game is quite simple especially as there are only three possible bets that can be made. Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. If the dealer has 0 then he must draw. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. If the dealer has 7 then he must stand. If the dealer has 8 then he must stand.

Tips

- The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck.
- Play Baccarat Games with the fewest decks. Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie.
- Usually this commission is 5%, which returns a House Edge of approximately 15%. Any informed player would see that this bet is one of the best in the casino.
- If you want to take your chances, then by all means use a system - just know when to quit. At the least, set yourself limits on losses and stake amounts.

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