Baccarat History

The game was introduced to the French Court in the 15th century and became the favorite game among French nobility. More recently, a lot of US casinos have offered “Mini Baccarat”.

How to Play Baccarat

Baccarat is a very simple game to play with no decisions made after a bet is placed. There are three bets available: The Player’s hand, the Banker’s hand, or a Tie. Aces count as One and Two through Nine are counted at face value. If either hand dealt is a total of 9, it is called a “Natural” and automatically wins. After the Player’s hand is complete, the Banker’s hand is dealt out according to the following set of rules: If the Player did not draw a third card, then the Banker only draws a card to a hand of 4 or less. It's difficult to trace back the origins of this game mainly because slight variations of it name are used in both countries, each wanting to claim it as theirs. It was later on introduced in France around 1490 A. If an eight or a nine was thrown, she would become the priestess; if she threw a six or seven, she would be banned from any further religious activities; if she threw any number less than six, she would walk into the sea. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled. A number of casinos have installed a smaller version of the baccarat game played on standard blackjack-sized gaming tables. It is played by the exact same rules, but lacks the accoutrements of the formal version. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to play.

Baccarat Rules

Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated table games there is. Baccarat is a game of chance, all you have to decide is which hand you think will win. Then he will take the very first card out and whatever the value of this card is indicates how many cards will be Burned. If the value of the first card is a four, for instance, the dealer will take the next four cards out of the shoe and discard them in a tray next to it along with the first card. At the beginning of the new game the shoe or the bank is given to the player on the right of the dealer. You can bet on a Tie where you get a one to eight payoff but a Tie is very rare, it occurs less than once in ten hands. That is why the Ten, Jack, Queen and the King count 0 and the Ace only one. Unlike in Black Jack it is impossible to overdraw in Baccarat. After all is said and done, the hand with a point total closes to nine wins. The other is how drawing a third card is determined. Tabulating the hand value is straightforward and only takes simple mathematics of addition. In order to calculate a hand total, simply add the value of the two cards. For instance, a hand of 6 and 10 will have a total value of 6. A hand of seven and four has a value of 1. I will try to simplify this as much as possible with a few brief guidelines. If both hands have an 8 or 9, the game is deemed a tie, in which all Tie Bets win. If one hand is an 8 and the other is a 9, the 9 wins. Banker shows a 4 Banker Hand must Draw if player's draw card is a 0, 2, 3, 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0, 1, 8 or 9. After the dealer has finished drawing, the hands are added up and a winner is declared. The player's objective is to get a hand that is closer to 9 in value than the banker's. (Thus the value of a hand is always between 0 through 9). Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. The other must do so also. With a total of 7, he stands. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used to. This means the game is quite simple especially as there are only three possible bets that can be made. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If the dealer has 7 then he must stand. If the dealer has 8 then he must stand. If the dealer has 9 then he must stand.

Tips

- The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark. This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games.
- Any informed player would see that this bet is one of the best in the casino. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Manage your money wisely, without a "system". As for other bankroll management strategies, a good one is posted on this website.

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