Baccarat History

Although it has always been a popular game in European and Latin American casinos, it never caught on as strongly as Blackjack in US casinos. More recently, a lot of US casinos have offered “Mini Baccarat”.

How to Play Baccarat

The winning hand is the hand that holds two or three cards totaling closest to nine. A bet on the Player pays even money. Aces count as One and Two through Nine are counted at face value. A Tie at any point in the game ends the hand and pays Tie bets. If neither hand is 9 a hand with a total of 8 is a Natural winner. Eventually, baccarat evolved into European baccarat and the French game 'chemin de fer'. The difference is one of the players banks the game instead of the casino. Falguiere based the game on an old Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. The result of the die decided her fate. If an eight or a nine was thrown, she would become the priestess; if she threw a six or seven, she would be banned from any further religious activities; if she threw any number less than six, she would walk into the sea. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. The infamous Dunes casino introduced baccarat in the late 50's. The table is staffed by only one dealer who is responsible for handling the cards.

Baccarat Rules

Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated table games there is. Baccarat is played with eight decks of cards without Jokers. If the value of the first card is a four, for instance, the dealer will take the next four cards out of the shoe and discard them in a tray next to it along with the first card. Each player is given the bank in turn and can hold the bank as long as the bank wins. When there is a Tie and you did not bet on it nobody looses or wins. At first the value of the cards might seem a little odd, but it's really simple to understand. In Baccarat you always have to keep in mind that the fist digit in a two-digit number does not count. So if you draw an eight in baccarat and a three, for instance, the value of both together would be eleven but since the first digit does not count your hand counts only one. Much like blackjack, two hands are played - a dealer and a player hand pitted against each other. After all bets are made, which cannot be added to or retracted once play begins, the House will deal four face-down cards - two cards each to both the player and banker (House) After the cards are finished being dealt, they are revealed and tabulated. The hand closest to a total value of nine wins. Tabulating the hand value is straightforward and only takes simple mathematics of addition. If this sum goes over ten, subtract ten and you will have the final value. A hand of seven and four has a value of 1. (7 + 4 = 11 - 10 = 1) A hand that has drawn and composed of three cards is calculated in the same fashion. If one hand is an 8 and the other is a 9, the 9 wins. Player shows a 6, 7, 8, or 9 (8 and 9 win) Player Hand must Stand. Banker shows a 3 Banker Hand must Draw if player's draw card is a 0, 1, 2, 3, 4, 5, 6 or 7 Banker Hand must Stand if player's draw card is an 8. Banker shows a 5 Banker Hand must Draw if player's draw card is a 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 8 or 9. If the players cards total 15, 10 is subtracted and the value of the hand becomes 5. Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. The other must do so also. This is of course because there is more of a chance for a banker win. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used to. Dealers normally wear tuxedos and the surrounding are is quite lavish. The table layout is quite simple and consists of fourteen numbered positions seven on each side of the dealer; the number thirteen is omitted as it is considered unlucky. Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. If the dealer has 2 then he must draw. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 9 then he must stand. Once all the hands are dealt it is closest to 9 that wins.

Tips

- Bet on the Banker Hand most of the time. When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games.
- Any informed player would see that this bet is one of the best in the casino. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- If you want to take your chances, then by all means use a system - just know when to quit. Whatever you decide to follow, be sure you plan ahead of time.

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