Baccarat History

Targeted towards high rollers, Baccarat tables used to be exclusive territory with roped off access and dealers dressed in tuxedos. More recently, a lot of US casinos have offered “Mini Baccarat”.

How to Play Baccarat

Baccarat is a very simple game to play with no decisions made after a bet is placed. In the classic game of Baccarat the deal rotates among the players. Even though the player dealing is acting as the Banker, he is not obligated to bet on the Banker’s hand. If either hand dealt is a total of 9, it is called a “Natural” and automatically wins. Natural hands always immediately win or Tie (although a 9 beats an 8). And remained an exclusive game to the French nobility for some time before becoming a casino game. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each banker. There exists quite a diversity today, especially so since it has made its way onto the world wide web. It has kept it's elegant trait and is still one of the most appealing games to the well situated individuals in our society. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled. It is played by the exact same rules, but lacks the accoutrements of the formal version. The layout, conforms to the regular baccarat table and each of the seven seat positions correspond to a number and betting box with spots for banker, player, and tie. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to play.

Baccarat Rules

The most important thing you need to know is whether you are betting on the Player, on the Bank or on Tie. Each player is given the bank in turn and can hold the bank as long as the bank wins. The hand closest to nine wins. If the first two cards dealt count Eight or Nine it is called a "Natural" and wins automatically, unless both hands have the same value then it is of course a Tie. When nobody has a natural additional cards are drawn to determine the baccarat winner. This is not only the case with single card values but with the result of two cards combined. Unlike in Black Jack it is impossible to overdraw in Baccarat. Please note that both hands are allowed a maximum of one card draw. Tabulating the hand value is straightforward and only takes simple mathematics of addition. All cards numbered 2 through 9 are worth their numeric value. If this sum goes over ten, subtract ten and you will have the final value. For instance, a hand of 6 and 10 will have a total value of 6. For instance, a hand of 5, Queen and 9 has a value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more involved and is often explained with a chart. I will try to simplify this as much as possible with a few brief guidelines. Player shows a 5, 4, 3, 2, 1 or 0 Player Hand must Draw. The following guidelines determine what action the Bank Hand will take: On a side note, if the player hand does not draw a card, the banker hand will always draw if its value is lower than the player hand or if its own two-card value is 0, 1, or 2. Banker shows a 7, 8 or 9 (8 and 9 win) Banker Hand must Stand. Banker shows a 3 Banker Hand must Draw if player's draw card is a 0, 1, 2, 3, 4, 5, 6 or 7 Banker Hand must Stand if player's draw card is an 8. The player's objective is to get a hand that is closer to 9 in value than the banker's. (Thus the value of a hand is always between 0 through 9). If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. The other must do so also. The player stands on a total of 6 or 7, but if the player has a total of 5 or less he/she must draw one card (face up) Now it is the bankers turn. So from reading this page you should have picked up enough about baccarat rules to play a game. Three dealers run the game and one of these is the caller who runs the game and stands between positions 1 and 15. All picture cards count as 10 and aces count as 1. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 0 then he must draw. If the dealer has 1 then he must draw. If the dealer has 2 then he must draw. Once all the hands are dealt it is closest to 9 that wins.

Tips

- The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck. As for the tie wager, it should be out of the question since it gives a casino advantage of nearly 15%.
- A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games.
- Play Baccarat at Casinos with the lowest commission possible. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses. Whatever you decide to follow, be sure you plan ahead of time.

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