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Baccarat History

The game was introduced to the French Court in the 15th century and became the favorite game among French nobility. In the 1950’s the game was popularized in Vegas because of the efforts of Frank Sinatra, a co-owner of The Sands at the time.

How to Play Baccarat

There are three bets available: The Player’s hand, the Banker’s hand, or a Tie. A bet on the Banker pays even money minus a 5% house commission. Aces count as One and Two through Nine are counted at face value. After players make their bets the dealer deals a two-card hand to the Banker and Player. Natural hands always immediately win or Tie (although a 9 beats an 8). It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. Eventually, baccarat evolved into European baccarat and the French game 'chemin de fer'. Chemin de fer is very similar to baccarat as it's played in American casinos today. The title of banker rotates around the table in a manner similar to the dice at a craps table. If an eight or a nine was thrown, she would become the priestess; if she threw a six or seven, she would be banned from any further religious activities; if she threw any number less than six, she would walk into the sea. There exists quite a diversity today, especially so since it has made its way onto the world wide web. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank bets.

Baccarat Rules

It doesn't matter which seat you take at the baccarat table because unlike in Black Jack you are not playing against other players or against the house. The baccarat game is now ready to play. Before the cards are dealt each baccarat player has to make his bet. The hand closest to nine wins. When nobody has a natural additional cards are drawn to determine the baccarat winner. You can bet on a Tie where you get a one to eight payoff but a Tie is very rare, it occurs less than once in ten hands. When there is a Tie and you did not bet on it nobody looses or wins. So if you draw an eight in baccarat and a three, for instance, the value of both together would be eleven but since the first digit does not count your hand counts only one. The game begins with players placing bets. Essentially, only three bets can potentially be made - A bet for the player's hand to win, the banker's hand to win, or a tie. Depending on hand outcomes, the player hand will either draw a third card or stand. After the players turn, and depending on both the outcome of the players hand and its own, the dealer hand will either draw a third additional card or stand. Two components of the game need clearing up at this point. One factor is how hand values are tabulated. Please note that both hands are allowed a maximum of one card draw. (7 + 4 = 11 - 10 = 1) A hand that has drawn and composed of three cards is calculated in the same fashion. I will try to simplify this as much as possible with a few brief guidelines. If one hand is an 8 and the other is a 9, the 9 wins. If such is not the case, the Player Hand makes the first move. The player's objective is to get a hand that is closer to 9 in value than the banker's. The game is played modulo 10, that is if the total of the hand is greater than 10, then 10 is subtracted from the total. (Thus the value of a hand is always between 0 through 9). An ace counts as 1, two counts as 2, etc,, , up through nine counts as 9, but tens (jacks, queens and kings) count as 0. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. Three dealers run the game and one of these is the caller who runs the game and stands between positions 1 and 15. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. If the dealer has 1 then he must draw. If the dealer has 6 then he must draw if your card is a 6-7. If the dealer has 7 then he must stand. If the dealer has 9 then he must stand.

Tips

- The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck.
- Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge.
- Play Baccarat at Casinos with the lowest commission possible. On the banker bet, the casino charges a vig, or commission to counter the players advantage.
- Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses. Whatever you decide to follow, be sure you plan ahead of time.

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