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Baccarat History
The present form of Baccarat can be
traced back to Italy. Targeted towards high rollers, Baccarat tables used to be exclusive
territory with roped off access and dealers dressed in tuxedos.
How to Play Baccarat
The winning hand is the
hand that holds two or three cards totaling closest to nine. A bet on a Tie pays 8 to 1. If
neither hand is 9 a hand with a total of 8 is a Natural winner. Natural hands always immediately win or Tie (although a 9 beats an
8). If the Player did
draw a third card, the Banker follows the rules at right. According to many, the game was first invented in Italy by a gambler Felix Falguiere, where it acquired the Italian name 'baccara', meaning zero in English. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. And remained an exclusive game to the French nobility for some time before becoming a casino game. The result of the die decided her fate. The infamous Dunes casino introduced baccarat in the late 50's. It has kept it's elegant trait and is still one of the most appealing games to the well situated individuals in our
society. The highest of the high rollers often come from overseas to try their hand under the chandeliers of the stylish Vegas baccarat rooms. It is played by the exact same rules, but lacks the accoutrements of the formal version.
Baccarat Rules
So never
mind what the other players bet on or how much they bet. At the
beginning of a new game or when the Cut Card in the Shoe is dealt, the dealer will shuffle all decks together and put them back in the
shoe, called "The Bank". The baccarat game is now ready to
play. At the beginning of the new game the shoe or the bank is given to the
player on the right of the dealer. Before the cards are dealt each baccarat
player has to make his bet. The player with the bank deals two sets of two cards, if of course the
game is played by two players. If
the first two cards dealt count Eight or Nine it is called a "Natural" and wins
automatically, unless both hands have the same
value then it is of course a Tie. That is
why the Ten, Jack, Queen and the King count 0 and the Ace only one. Much like blackjack, two
hands are played - a dealer and a player hand pitted
against each other. The game begins with players placing bets. Essentially, only three bets can potentially be made - A
bet for the player's hand to win, the banker's hand to
win, or a tie. If both hands are
the same, the game is deemed a tie. The other is how drawing a third card is determined. (7 + 4 = 11 - 10 = 1) A hand that has drawn
and composed of three cards is calculated in the same
fashion. If
both hands have an 8 or 9, the game is deemed a tie, in
which all Tie Bets win. If such is not the
case, the Player Hand makes the first move. Banker shows a 7, 8 or 9 (8
and 9 win)
Banker Hand must Stand. Banker shows a 3
Banker Hand must Draw if player's draw card is a
0, 1, 2, 3, 4, 5, 6 or 7
Banker Hand must Stand if player's draw card is an 8. Banker shows a 4
Banker Hand must Draw if player's draw card is a
0, 2, 3, 4, 5, 6, or 7
Banker Hand must Stand if player's draw card is a 0, 1,
8 or 9. The player's objective is to get a hand that is closer to 9 in value than the banker's. If the players cards total 15, 10 is subtracted and the value of the hand becomes 5. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. The player stands on a total of 6 or 7, but if the player has a total of 5 or less he/she must draw one card (face up)
Now it is the bankers turn. This is of course because there is more of a chance for a banker win. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used
to. The game of baccarat is unlike most casino games as the is no level of skill involved the reason for this is that neither the player or dealer has any options or decisions to make during the course of the game. Player put their bets on the numbered box in front of the players after the winner is called the other two dealers pay out or collect from the winners and losers around the table. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If the dealer has 6 then he must draw if your card is a 6-7.
Tips
- This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler. Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager. As for the tie wager, it should be out of the question since it gives a casino advantage of nearly 15%.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game.
- Usually this commission is 5%, which returns a House Edge of approximately 15%. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Any system like the Martingale, which is designed to cover losses, should be avoided. At the least, set yourself limits on losses and stake amounts.
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