Baccarat History

The game was introduced to the French Court in the 15th century and became the favorite game among French nobility. Targeted towards high rollers, Baccarat tables used to be exclusive territory with roped off access and dealers dressed in tuxedos.

How to Play Baccarat

Baccarat is a very simple game to play with no decisions made after a bet is placed. All Tens and face cards have a value of 0. A Tie at any point in the game ends the hand and pays Tie bets. If either hand dealt is a total of 9, it is called a “Natural” and automatically wins. After the Player’s hand is complete, the Banker’s hand is dealt out according to the following set of rules: If the Player did not draw a third card, then the Banker only draws a card to a hand of 4 or less. There are many debates pertaining to the history of baccarat, particularly where the game was invented: France or Italy. It's difficult to trace back the origins of this game mainly because slight variations of it name are used in both countries, each wanting to claim it as theirs. The title of banker rotates around the table in a manner similar to the dice at a craps table. Falguiere based the game on an old Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. The basis of this game is very similar, but the rules and payoffs are much less dramatic. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled. The layout, conforms to the regular baccarat table and each of the seven seat positions correspond to a number and betting box with spots for banker, player, and tie.

Baccarat Rules

It doesn't matter which seat you take at the baccarat table because unlike in Black Jack you are not playing against other players or against the house. The only thing you are betting against is the cards. Each player is given the bank in turn and can hold the bank as long as the bank wins. Before the cards are dealt each baccarat player has to make his bet. When nobody has a natural additional cards are drawn to determine the baccarat winner. If the hand you bet on wins you get a one to one payoff. That is why the Ten, Jack, Queen and the King count 0 and the Ace only one. Unlike in Black Jack it is impossible to overdraw in Baccarat. Much like blackjack, two hands are played - a dealer and a player hand pitted against each other. The game begins with players placing bets. Essentially, only three bets can potentially be made - A bet for the player's hand to win, the banker's hand to win, or a tie. If both hands are the same, the game is deemed a tie. Two components of the game need clearing up at this point. One factor is how hand values are tabulated. a baccarat hand will never exceed three cards total. In order to calculate a hand total, simply add the value of the two cards. I will try to simplify this as much as possible with a few brief guidelines. Banker shows a 3 Banker Hand must Draw if player's draw card is a 0, 1, 2, 3, 4, 5, 6 or 7 Banker Hand must Stand if player's draw card is an 8. Winning bets on the player hand pay back 1 to 1, while winning bets on the banker hand do the same, but with a 5% vig (commission) winning tie bets pay back 9 to 1. (Thus the value of a hand is always between 0 through 9). Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. The other must do so also. The advantage is slim, in the area 0,,8%, but in the world of gambling that's really not that small. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used to. The game of baccarat is unlike most casino games as the is no level of skill involved the reason for this is that neither the player or dealer has any options or decisions to make during the course of the game. The table layout is quite simple and consists of fourteen numbered positions seven on each side of the dealer; the number thirteen is omitted as it is considered unlucky. The aim of the game is to get as close to 9 as possible and if you are nearer then you win. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If the dealer has 2 then he must draw. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. If the dealer has 8 then he must stand.

Tips

- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler. Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager.
- A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game.
- Play Baccarat at Casinos with the lowest commission possible. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Manage your money wisely, without a "system". Whatever you decide to follow, be sure you plan ahead of time.

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