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Baccarat History
The game was introduced to the French Court in
the 15th century and became the favorite game among French nobility. Although it has always been a popular game in European and Latin
American casinos, it never caught on as strongly as Blackjack in US
casinos.
How to Play Baccarat
Baccarat is a very simple game to play with no decisions
made after a bet is placed. Aces count as One and Two
through Nine are counted at face value. If either hand dealt is
a total of 9, it is called a “Natural” and automatically wins. If
neither hand is 9 a hand with a total of 8 is a Natural winner. The Player’s hand is dealt to first, and only if the current value
is 5 or less. D. If an eight or a nine was thrown, she would become the priestess; if she threw a six or seven, she would be banned from any further religious activities; if she threw any number less than six, she would walk into the sea. The basis of this game is very similar, but the rules and payoffs are much less
dramatic. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. There exists quite a diversity today, especially so since it has made its way onto the world wide web. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank
bets. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum.
Baccarat Rules
It doesn't matter which seat you take at the baccarat table because
unlike in Black Jack you are not playing against other players or against
the house. At the beginning of the new game the shoe or the bank is given to the
player on the right of the dealer. Once the bank looses
it moves on to the next player. The player with the bank deals two sets of two cards, if of course the
game is played by two players. When nobody has a natural additional
cards are drawn to determine the baccarat winner. If the hand you bet on
wins you get a one to one payoff. Unlike in Black
Jack it is impossible to overdraw in Baccarat. Much like blackjack, two
hands are played - a dealer and a player hand pitted
against each other. After all is said
and done, the hand with a point total closes to nine
wins. After all bets are made, which cannot be
added to or retracted once play begins, the House will
deal four face-down cards - two cards each to both the
player and banker (House) After the cards are
finished being dealt, they are revealed and tabulated. The hand closest
to a total value of nine wins. Two components of the game need clearing up at this
point. The other is how drawing a third card is determined. Please note that both hands are allowed a maximum of one
card draw. A hand of seven and four has a
value of 1. Once the player hand is finished and
standing, the bank hand will determine whether it must
draw a third card. The following guidelines determine
what action the Bank Hand will take: On a side note, if the player hand
does not draw a card, the banker hand will always
draw if its value is lower than the player hand or
if its own two-card value is 0, 1, or 2. Banker shows a 7, 8 or 9 (8
and 9 win)
Banker Hand must Stand. If the players cards total 15, 10 is subtracted and the value of the hand becomes 5.
- The maximum number of cards in a baccarat hand is three,,
- If the banker or the player has an eight (natural eight) or a nine (natural nine) on the first two cards dealt, no further cards are
drawn,,
- The player always draws when the hand is a five or less, unless the banker has a natural, and stands on a six and
seven,,
- the banker always stands if the player stands on a six or a seven
. Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case. Baccarat rules state that winning banker bets are subject to a 5% house commission. This is of course because there is more of a chance for a banker win. The advantage is slim, in the area
0,,8%, but in the world of gambling that's really not that small. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 8 then he must stand. If the dealer has 9 then he must stand.
Tips
- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark. As for the tie wager, it should be out of the question since it gives a casino advantage of nearly 15%.
- These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games.
- Usually this commission is 5%, which returns a House Edge of approximately 15%. sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %.
- Manage your money wisely, without a "system". At the least, set yourself limits on losses and stake amounts.
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