Baccarat History

In the 1950’s the game was popularized in Vegas because of the efforts of Frank Sinatra, a co-owner of The Sands at the time. More recently, a lot of US casinos have offered “Mini Baccarat”.

How to Play Baccarat

Baccarat is a very simple game to play with no decisions made after a bet is placed. Aces count as One and Two through Nine are counted at face value. Even though the player dealing is acting as the Banker, he is not obligated to bet on the Banker’s hand. In Mini Baccarat a casino dealer handles the deal. If neither hand is an 8 or a 9 and there is no Tie additional cards may be dealt according to a standard set of rules. And remained an exclusive game to the French nobility for some time before becoming a casino game. The basis of this game is very similar, but the rules and payoffs are much less dramatic. The infamous Dunes casino introduced baccarat in the late 50's. There exists quite a diversity today, especially so since it has made its way onto the world wide web. The highest of the high rollers often come from overseas to try their hand under the chandeliers of the stylish Vegas baccarat rooms. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled. A number of casinos have installed a smaller version of the baccarat game played on standard blackjack-sized gaming tables. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to play.

Baccarat Rules

Baccarat is a game of chance, all you have to decide is which hand you think will win. The only thing you are betting against is the cards. At the beginning of the new game the shoe or the bank is given to the player on the right of the dealer. When nobody has a natural additional cards are drawn to determine the baccarat winner. When there is a Tie and you did not bet on it nobody looses or wins. At first the value of the cards might seem a little odd, but it's really simple to understand. Unlike in Black Jack it is impossible to overdraw in Baccarat. The hand closest to a total value of nine wins. If both hands are the same, the game is deemed a tie. Two components of the game need clearing up at this point. (7 + 4 = 11 - 10 = 1) A hand that has drawn and composed of three cards is calculated in the same fashion. For instance, a hand of 5, Queen and 9 has a value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more involved and is often explained with a chart. I will try to simplify this as much as possible with a few brief guidelines. If both hands have an 8 or 9, the game is deemed a tie, in which all Tie Bets win. If such is not the case, the Player Hand makes the first move. Once the player hand is finished and standing, the bank hand will determine whether it must draw a third card. Banker shows a 7, 8 or 9 (8 and 9 win) Banker Hand must Stand. Banker shows a 4 Banker Hand must Draw if player's draw card is a 0, 2, 3, 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0, 1, 8 or 9. If the players cards total 15, 10 is subtracted and the value of the hand becomes 5. An ace counts as 1, two counts as 2, etc,, , up through nine counts as 9, but tens (jacks, queens and kings) count as 0. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on) If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. It may still be a good idea to try it online first, and within minutes you'll feel comfortable enough to play anywhere. This means the game is quite simple especially as there are only three possible bets that can be made. The table layout is quite simple and consists of fourteen numbered positions seven on each side of the dealer; the number thirteen is omitted as it is considered unlucky. Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. If the dealer has 0 then he must draw. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. If the dealer has 5 then he must draw if your card is a 4-5-6-7. If the dealer has 8 then he must stand.

Tips

- Bet on the Banker Hand most of the time. The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler.
- Play Baccarat Games with the fewest decks. A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games.
- Play Baccarat at Casinos with the lowest commission possible. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Any system like the Martingale, which is designed to cover losses, should be avoided. At the least, set yourself limits on losses and stake amounts.

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