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Baccarat History
The game was introduced to the French Court in
the 15th century and became the favorite game among French nobility. Although it has always been a popular game in European and Latin
American casinos, it never caught on as strongly as Blackjack in US
casinos.
How to Play Baccarat
There are three bets available: The
Player’s hand, the Banker’s hand, or a Tie. Even though the player dealing is acting as the Banker, he is not
obligated to bet on the Banker’s hand. In Mini Baccarat a casino
dealer handles the deal. If
neither hand is 9 a hand with a total of 8 is a Natural winner. If neither hand is an 8 or a 9 and there is no Tie
additional cards may be dealt according to a standard set of rules. There are many debates pertaining to the history of baccarat, particularly where the game was invented: France or Italy. Eventually,
baccarat evolved into European baccarat and the French game 'chemin de fer'. The difference is one of the players banks the game instead of the casino. The basis of this game is very similar, but the rules and payoffs are much less
dramatic. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. The highest of the high rollers often come from overseas to try their hand under the chandeliers of the stylish Vegas baccarat rooms. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank
bets. It is played by the exact same rules, but lacks the accoutrements of the formal version.
Baccarat Rules
Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated
table games there is. Knowing the basic rules will help you
understand what is going on on the baccarat table and will make the game more fun to play for
you. At the
beginning of a new game or when the Cut Card in the Shoe is dealt, the dealer will shuffle all decks together and put them back in the
shoe, called "The Bank". If the value of the first card is a four, for instance,
the dealer will take the next four cards out of the shoe and discard them
in a tray next to it along with the first card. In Baccarat you always have to keep in mind
that the fist digit in a two-digit number does not count. That is
why the Ten, Jack, Queen and the King count 0 and the Ace only one. Unlike in Black
Jack it is impossible to overdraw in Baccarat. The game begins with players placing bets. Essentially, only three bets can potentially be made - A
bet for the player's hand to win, the banker's hand to
win, or a tie. Depending on hand outcomes, the player hand will either
draw a third card or stand. The hand closest
to a total value of nine wins. If both hands are
the same, the game is deemed a tie. a baccarat hand will never exceed
three cards total. For instance, a hand of 6 and 10 will have
a total value of 6. If such is not the
case, the Player Hand makes the first move. Once the player hand is finished and
standing, the bank hand will determine whether it must
draw a third card. Banker shows a 7, 8 or 9 (8
and 9 win)
Banker Hand must Stand. Winning bets on the player hand pay back 1 to 1, while
winning bets on the banker hand do the same, but with a
5% vig (commission) winning tie bets pay back 9 to 1.
- The maximum number of cards in a baccarat hand is three,,
- If the banker or the player has an eight (natural eight) or a nine (natural nine) on the first two cards dealt, no further cards are
drawn,,
- The player always draws when the hand is a five or less, unless the banker has a natural, and stands on a six and
seven,,
- the banker always stands if the player stands on a six or a seven
. Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. This is of course because there is more of a chance for a banker win. It may still be a good idea to try it online first, and within minutes you'll feel comfortable enough to play anywhere. The game of baccarat is unlike most casino games as the is no level of skill involved the reason for this is that neither the player or dealer has any options or decisions to make during the course of the game. Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 1 then he must draw. If the dealer has 5 then he must draw if your card is a 4-5-6-7. If the dealer has 6 then he must draw if your card is a 6-7. Once all the hands are dealt it is closest to 9 that wins.
Tips
- Bet on the Banker Hand most of the time. The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler.
- A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie.
- Usually this commission is 5%, which returns a House Edge of approximately 15%. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- As for other bankroll management strategies, a good one is posted on this website. At the least, set yourself limits on losses and stake amounts.
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