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Baccarat History

The present form of Baccarat can be traced back to Italy. Mini Baccarat has the same rules as Baccarat but has lower stakes and is played on a standard Blackjack shaped table.

How to Play Baccarat

The winning hand is the hand that holds two or three cards totaling closest to nine. A bet on the Banker pays even money minus a 5% house commission. In the classic game of Baccarat the deal rotates among the players. If either hand dealt is a total of 9, it is called a “Natural” and automatically wins. If neither hand is 9 a hand with a total of 8 is a Natural winner. There are many debates pertaining to the history of baccarat, particularly where the game was invented: France or Italy. According to many, the game was first invented in Italy by a gambler Felix Falguiere, where it acquired the Italian name 'baccara', meaning zero in English. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. It was later on introduced in France around 1490 A. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each banker. Baccarat has a history overseas too, which is evidenced by its popularity among the Asian population who visit Las Vegas each year. The highest of the high rollers often come from overseas to try their hand under the chandeliers of the stylish Vegas baccarat rooms. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled.

Baccarat Rules

Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated table games there is. At the beginning of a new game or when the Cut Card in the Shoe is dealt, the dealer will shuffle all decks together and put them back in the shoe, called "The Bank". At the beginning of the new game the shoe or the bank is given to the player on the right of the dealer. When there is a Tie and you did not bet on it nobody looses or wins. That is why the Ten, Jack, Queen and the King count 0 and the Ace only one. This is not only the case with single card values but with the result of two cards combined. Unlike in Black Jack it is impossible to overdraw in Baccarat. After all is said and done, the hand with a point total closes to nine wins. After all bets are made, which cannot be added to or retracted once play begins, the House will deal four face-down cards - two cards each to both the player and banker (House) After the cards are finished being dealt, they are revealed and tabulated. In order to calculate a hand total, simply add the value of the two cards. For instance, a hand of 6 and 10 will have a total value of 6. A hand of seven and four has a value of 1. First off, know that right from the beginning a hand of 8 or 9 automatically wins. If such is not the case, the Player Hand makes the first move. Player shows a 6, 7, 8, or 9 (8 and 9 win) Player Hand must Stand. Banker shows a 7, 8 or 9 (8 and 9 win) Banker Hand must Stand. Banker shows a 3 Banker Hand must Draw if player's draw card is a 0, 1, 2, 3, 4, 5, 6 or 7 Banker Hand must Stand if player's draw card is an 8. Banker shows a 6 Banker Hand must Draw if player's draw card is a 6 or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 4, 5, 8 or 9. An ace counts as 1, two counts as 2, etc,, , up through nine counts as 9, but tens (jacks, queens and kings) count as 0. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. With a total of 6 or less, his selection depends on the value of his two card total and the value of the card that the player drew. So from reading this page you should have picked up enough about baccarat rules to play a game. The table layout is quite simple and consists of fourteen numbered positions seven on each side of the dealer; the number thirteen is omitted as it is considered unlucky. Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 1 then he must draw. If the dealer has 5 then he must draw if your card is a 4-5-6-7. If the dealer has 9 then he must stand.

Tips

- The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark. Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie.
- Play Baccarat at Casinos with the lowest commission possible. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- As for other bankroll management strategies, a good one is posted on this website. At the least, set yourself limits on losses and stake amounts.

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