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Baccarat History
The present form of Baccarat can be
traced back to Italy. The game was introduced to the French Court in
the 15th century and became the favorite game among French nobility.
How to Play Baccarat
There are three bets available: The
Player’s hand, the Banker’s hand, or a Tie. A bet
on the Player pays even money. All
Tens and face cards have a value of 0. If either hand dealt is
a total of 9, it is called a “Natural” and automatically wins. If the Player did
draw a third card, the Banker follows the rules at right. There are many debates pertaining to the history of baccarat, particularly where the game was invented: France or Italy. According to many, the game was first invented in Italy by a gambler Felix Falguiere, where it acquired the Italian name 'baccara', meaning zero in English. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each
banker. If an eight or a nine was thrown, she would become the priestess; if she threw a six or seven, she would be banned from any further religious activities; if she threw any number less than six, she would walk into the sea. The infamous Dunes casino introduced baccarat in the late 50's. The highest of the high rollers often come from overseas to try their hand under the chandeliers of the stylish Vegas baccarat rooms. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank
bets. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to
play.
Baccarat Rules
Betting on Tie is not really recommended because it decreases your winning
chances. It doesn't matter which seat you take at the baccarat table because
unlike in Black Jack you are not playing against other players or against
the house. Baccarat is played with eight decks of cards without Jokers. If the value of the first card is a four, for instance,
the dealer will take the next four cards out of the shoe and discard them
in a tray next to it along with the first card. Each player is given the bank in
turn and can hold the bank as long as the bank wins. The player with the bank deals two sets of two cards, if of course the
game is played by two players. At first the value of the cards might seem a little odd, but it's
really simple to understand. In Baccarat you always have to keep in mind
that the fist digit in a two-digit number does not count. Much like blackjack, two
hands are played - a dealer and a player hand pitted
against each other. After all bets are made, which cannot be
added to or retracted once play begins, the House will
deal four face-down cards - two cards each to both the
player and banker (House) After the cards are
finished being dealt, they are revealed and tabulated. Depending on hand outcomes, the player hand will either
draw a third card or stand. If both hands are
the same, the game is deemed a tie. Two components of the game need clearing up at this
point. a baccarat hand will never exceed
three cards total. All
cards numbered 2 through 9 are worth their numeric
value. For instance, a hand of 6 and 10 will have
a total value of 6. If one hand is an 8 and the
other is a 9, the 9 wins. Player shows a 5, 4, 3, 2, 1
or 0
Player Hand must Draw. Banker shows a 5
Banker Hand must Draw if player's draw card is a 4, 5,
6, or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 8 or 9. If the players cards total 15, 10 is subtracted and the value of the hand becomes 5. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used
to. The game of baccarat is unlike most casino games as the is no level of skill involved the reason for this is that neither the player or dealer has any options or decisions to make during the course of the game. The table layout is quite simple and consists of fourteen numbered positions seven on each side of the dealer; the number thirteen is omitted as it is considered unlucky. All picture cards count as 10 and aces count as 1. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If the dealer has 0 then he must draw. If the dealer has 2 then he must draw. If the dealer has 6 then he must draw if your card is a 6-7.
Tips
- The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck.
- These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games. Although this difference is so negligible that most players do not advise picking one version of baccarat over the other, it is advisable to take all the advantage one can possibly take.
- Usually this commission is 5%, which returns a House Edge of approximately 15%. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Any system like the Martingale, which is designed to cover losses, should be avoided. If you want to take your chances, then by all means use a system - just know when to quit.
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