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Baccarat History
Targeted towards high rollers, Baccarat tables used to be exclusive
territory with roped off access and dealers dressed in tuxedos. More
recently, a lot of US casinos have offered “Mini Baccarat”.
How to Play Baccarat
The winning hand is the
hand that holds two or three cards totaling closest to nine. A bet on a Tie pays 8 to 1. Aces count as One and Two
through Nine are counted at face value. In
the classic game of Baccarat the deal rotates among the players. The Player’s hand is dealt to first, and only if the current value
is 5 or less. It was later on introduced in France around 1490 A. And remained an exclusive game to the French nobility for some time before becoming a casino game. Chemin de fer is very similar to
baccarat as it's played in American casinos today. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each
banker. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. Baccarat has a history overseas too, which is evidenced by its popularity among the Asian population who visit Las Vegas each year. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled. The table is staffed by only one dealer who is responsible for handling the cards.
Baccarat Rules
If the value of the first card is a four, for instance,
the dealer will take the next four cards out of the shoe and discard them
in a tray next to it along with the first card. Before the cards are dealt each baccarat
player has to make his bet. The player with the bank deals two sets of two cards, if of course the
game is played by two players. When nobody has a natural additional
cards are drawn to determine the baccarat winner. You can bet on a Tie where
you get a one to eight payoff but a Tie is very rare, it occurs
less than once in ten hands. At first the value of the cards might seem a little odd, but it's
really simple to understand. That is
why the Ten, Jack, Queen and the King count 0 and the Ace only one. So if you draw an eight in baccarat and a three, for
instance, the value of both together would be eleven but since the first
digit does not count your hand counts only one. Two components of the game need clearing up at this
point. One factor is how hand values are tabulated. Please note that both hands are allowed a maximum of one
card draw. Tabulating the hand value is straightforward
and only takes simple mathematics of addition. For instance, a hand of 6 and 10 will have
a total value of 6. A hand of seven and four has a
value of 1. If
both hands have an 8 or 9, the game is deemed a tie, in
which all Tie Bets win. If one hand is an 8 and the
other is a 9, the 9 wins. The following guidelines determine
what action the Bank Hand will take: On a side note, if the player hand
does not draw a card, the banker hand will always
draw if its value is lower than the player hand or
if its own two-card value is 0, 1, or 2. Banker shows a 3
Banker Hand must Draw if player's draw card is a
0, 1, 2, 3, 4, 5, 6 or 7
Banker Hand must Stand if player's draw card is an 8. Banker shows a 4
Banker Hand must Draw if player's draw card is a
0, 2, 3, 4, 5, 6, or 7
Banker Hand must Stand if player's draw card is a 0, 1,
8 or 9. The game is played modulo 10, that is if the total of the hand is greater than 10, then 10 is subtracted from the total. (Thus the value of a hand is always between 0 through 9). There are two hands dealt regardless of how many players there are: the banker's hand and the player's hand. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. The other must do so also. With a total of 6 or less, his selection depends on the value of his two card total and the value of the card that the player drew. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If the dealer has 0 then he must draw. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. If the dealer has 6 then he must draw if your card is a 6-7. If the dealer has 8 then he must stand.
Tips
- Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck. As for the tie wager, it should be out of the question since it gives a casino advantage of nearly 15%.
- A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games. Although this difference is so negligible that most players do not advise picking one version of baccarat over the other, it is advisable to take all the advantage one can possibly take.
- Play Baccarat at Casinos with the lowest commission possible. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Manage your money wisely, without a "system". As for other bankroll management strategies, a good one is posted on this website.
Baccarat game for United Kingdom players: find tips for baccarat, strategies, terms, top baccarat casinos and other gambling information at Baccarat9 UK
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