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Baccarat History
In the 1950’s the game was popularized in Vegas because of
the efforts of Frank Sinatra, a co-owner of The Sands at the time. More
recently, a lot of US casinos have offered “Mini Baccarat”.
How to Play Baccarat
There are three bets available: The
Player’s hand, the Banker’s hand, or a Tie. A bet
on the Player pays even money. All
Tens and face cards have a value of 0. Aces count as One and Two
through Nine are counted at face value. Even though the player dealing is acting as the Banker, he is not
obligated to bet on the Banker’s hand. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. Chemin de fer is very similar to
baccarat as it's played in American casinos today. The basis of this game is very similar, but the rules and payoffs are much less
dramatic. There exists quite a diversity today, especially so since it has made its way onto the world wide web. The highest of the high rollers often come from overseas to try their hand under the chandeliers of the stylish Vegas baccarat rooms. It is played by the exact same rules, but lacks the accoutrements of the formal version. The layout, conforms to the regular baccarat table and each of the seven seat positions correspond to a number and betting box with spots for banker, player, and tie. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum.
Baccarat Rules
It doesn't matter which seat you take at the baccarat table because
unlike in Black Jack you are not playing against other players or against
the house. At the
beginning of a new game or when the Cut Card in the Shoe is dealt, the dealer will shuffle all decks together and put them back in the
shoe, called "The Bank". Each player is given the bank in
turn and can hold the bank as long as the bank wins. Once the bank looses
it moves on to the next player. If the hand you bet on
wins you get a one to one payoff. In Baccarat you always have to keep in mind
that the fist digit in a two-digit number does not count. That is
why the Ten, Jack, Queen and the King count 0 and the Ace only one. Essentially, only three bets can potentially be made - A
bet for the player's hand to win, the banker's hand to
win, or a tie. After all bets are made, which cannot be
added to or retracted once play begins, the House will
deal four face-down cards - two cards each to both the
player and banker (House) After the cards are
finished being dealt, they are revealed and tabulated. Two components of the game need clearing up at this
point. Please note that both hands are allowed a maximum of one
card draw. In order to calculate a hand
total, simply add the value of the two cards. If this
sum goes over ten, subtract ten and you will have the
final value. I will try to simplify this as much as possible with a
few brief guidelines. Player shows a 5, 4, 3, 2, 1
or 0
Player Hand must Draw. Banker shows a 3
Banker Hand must Draw if player's draw card is a
0, 1, 2, 3, 4, 5, 6 or 7
Banker Hand must Stand if player's draw card is an 8. Banker shows a 6
Banker Hand must Draw if player's draw card is a 6 or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 4, 5, 8 or 9. Winning bets on the player hand pay back 1 to 1, while
winning bets on the banker hand do the same, but with a
5% vig (commission) winning tie bets pay back 9 to 1. Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. With a total of 7, he stands. The advantage is slim, in the area
0,,8%, but in the world of gambling that's really not that small. So from reading this page you should have picked up enough about baccarat rules to play a game. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used
to. Baccarat has a reputation for being a high rollers game and the tables are normally separate from the rest of the casino in there own section called the pit. Three dealers run the game and one of these is the caller who runs the game and stands between positions 1 and 15. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 7 then he must stand.
Tips
- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck.
- A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games.
- Play Baccarat at Casinos with the lowest commission possible. On the banker bet, the casino charges a vig, or commission to counter the players advantage.
- If you want to take your chances, then by all means use a system - just know when to quit. Whatever you decide to follow, be sure you plan ahead of time.
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