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Baccarat History
Targeted towards high rollers, Baccarat tables used to be exclusive
territory with roped off access and dealers dressed in tuxedos. More
recently, a lot of US casinos have offered “Mini Baccarat”.
How to Play Baccarat
There are three bets available: The
Player’s hand, the Banker’s hand, or a Tie. The winning hand is the
hand that holds two or three cards totaling closest to nine. A bet
on the Player pays even money. In
the classic game of Baccarat the deal rotates among the players. Even though the player dealing is acting as the Banker, he is not
obligated to bet on the Banker’s hand. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. And remained an exclusive game to the French nobility for some time before becoming a casino game. The title of banker rotates around the table in a manner similar to the dice at a craps table. If an eight or a nine was thrown, she would become the priestess; if she threw a six or seven, she would be banned from any further religious activities; if she threw any number less than six, she would walk into the sea. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. It has kept it's elegant trait and is still one of the most appealing games to the well situated individuals in our
society. Baccarat has a history overseas too, which is evidenced by its popularity among the Asian population who visit Las Vegas each year. The layout, conforms to the regular baccarat table and each of the seven seat positions correspond to a number and betting box with spots for banker, player, and tie.
Baccarat Rules
The most important thing you need to know is whether
you are betting on the Player, on the Bank or on Tie. Betting on Tie is not really recommended because it decreases your winning
chances. Knowing the basic rules will help you
understand what is going on on the baccarat table and will make the game more fun to play for
you. So never
mind what the other players bet on or how much they bet. At the
beginning of a new game or when the Cut Card in the Shoe is dealt, the dealer will shuffle all decks together and put them back in the
shoe, called "The Bank". If the value of the first card is a four, for instance,
the dealer will take the next four cards out of the shoe and discard them
in a tray next to it along with the first card. Each player is given the bank in
turn and can hold the bank as long as the bank wins. In Baccarat you always have to keep in mind
that the fist digit in a two-digit number does not count. The hand closest
to a total value of nine wins. One factor is how hand values are tabulated. Tabulating the hand value is straightforward
and only takes simple mathematics of addition. For instance, a hand of 6 and 10 will have
a total value of 6. (7 + 4 = 11 - 10 = 1) A hand that has drawn
and composed of three cards is calculated in the same
fashion. For instance, a hand of 5, Queen and 9 has a
value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more
involved and is often explained with a chart. I will try to simplify this as much as possible with a
few brief guidelines. First off, know that right from
the beginning a hand of 8 or 9 automatically wins. If
both hands have an 8 or 9, the game is deemed a tie, in
which all Tie Bets win. If one hand is an 8 and the
other is a 9, the 9 wins. Banker shows a 4
Banker Hand must Draw if player's draw card is a
0, 2, 3, 4, 5, 6, or 7
Banker Hand must Stand if player's draw card is a 0, 1,
8 or 9. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on)
If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. This is of course because there is more of a chance for a banker win. It may still be a good idea to try it online first, and within minutes you'll feel comfortable enough to play anywhere. Dealers normally wear tuxedos and the surrounding are is quite lavish. This means the game is quite simple especially as there are only three possible bets that can be made. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 0 then he must draw. If the dealer has 6 then he must draw if your card is a 6-7. If the dealer has 7 then he must stand.
Tips
- in the long run, a player should be making more bets on the banker than on the player. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's.
- Play Baccarat Games with the fewest decks. Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie.
- Play Baccarat at Casinos with the lowest commission possible. Usually this commission is 5%, which returns a House Edge of approximately 15%.
- Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses. At the least, set yourself limits on losses and stake amounts.
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