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Baccarat History
The game was introduced to the French Court in
the 15th century and became the favorite game among French nobility. Targeted towards high rollers, Baccarat tables used to be exclusive
territory with roped off access and dealers dressed in tuxedos.
How to Play Baccarat
A bet on the Banker pays even money
minus a 5% house commission. In
the classic game of Baccarat the deal rotates among the players. Even though the player dealing is acting as the Banker, he is not
obligated to bet on the Banker’s hand. Natural hands always immediately win or Tie (although a 9 beats an
8). After the Player’s hand is
complete, the Banker’s hand is dealt out according to the following
set of rules: If the Player did not draw a third card, then the
Banker only draws a card to a hand of 4 or less. D. And remained an exclusive game to the French nobility for some time before becoming a casino game. If an eight or a nine was thrown, she would become the priestess; if she threw a six or seven, she would be banned from any further religious activities; if she threw any number less than six, she would walk into the sea. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. The infamous Dunes casino introduced baccarat in the late 50's. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank
bets. It is played by the exact same rules, but lacks the accoutrements of the formal version. The layout, conforms to the regular baccarat table and each of the seven seat positions correspond to a number and betting box with spots for banker, player, and tie.
Baccarat Rules
Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated
table games there is. It doesn't matter which seat you take at the baccarat table because
unlike in Black Jack you are not playing against other players or against
the house. The baccarat game is now ready to
play. Each player is given the bank in
turn and can hold the bank as long as the bank wins. If the hand you bet on
wins you get a one to one payoff. You can bet on a Tie where
you get a one to eight payoff but a Tie is very rare, it occurs
less than once in ten hands. At first the value of the cards might seem a little odd, but it's
really simple to understand. After all is said
and done, the hand with a point total closes to nine
wins. Two components of the game need clearing up at this
point. Please note that both hands are allowed a maximum of one
card draw. All other cards (tens and picture cards) are
worth zero points. I will try to simplify this as much as possible with a
few brief guidelines. If one hand is an 8 and the
other is a 9, the 9 wins. Banker shows a 7, 8 or 9 (8
and 9 win)
Banker Hand must Stand. Banker shows a 3
Banker Hand must Draw if player's draw card is a
0, 1, 2, 3, 4, 5, 6 or 7
Banker Hand must Stand if player's draw card is an 8. Banker shows a 5
Banker Hand must Draw if player's draw card is a 4, 5,
6, or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 8 or 9. Banker shows a 6
Banker Hand must Draw if player's draw card is a 6 or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 4, 5, 8 or 9. Winning bets on the player hand pay back 1 to 1, while
winning bets on the banker hand do the same, but with a
5% vig (commission) winning tie bets pay back 9 to 1. If the players cards total 15, 10 is subtracted and the value of the hand becomes 5. There are two hands dealt regardless of how many players there are: the banker's hand and the player's hand. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. With a total of 6 or less, his selection depends on the value of his two card total and the value of the card that the player drew. Baccarat rules state that winning banker bets are subject to a 5% house commission. Each player takes it in turns to deal from the shoe there is however no advantage to be gained from it and it is just part of the tradition of the game. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. All picture cards count as 10 and aces count as 1. Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If the dealer has 1 then he must draw. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7.
Tips
- in the long run, a player should be making more bets on the banker than on the player. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's. As for the tie wager, it should be out of the question since it gives a casino advantage of nearly 15%.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie.
- Play Baccarat at Casinos with the lowest commission possible. Usually this commission is 5%, which returns a House Edge of approximately 15%.
- As for other bankroll management strategies, a good one is posted on this website. Whatever you decide to follow, be sure you plan ahead of time.
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