Baccarat History

The present form of Baccarat can be traced back to Italy. Targeted towards high rollers, Baccarat tables used to be exclusive territory with roped off access and dealers dressed in tuxedos.

How to Play Baccarat

In Mini Baccarat a casino dealer handles the deal. After players make their bets the dealer deals a two-card hand to the Banker and Player. If either hand dealt is a total of 9, it is called a “Natural” and automatically wins. Natural hands always immediately win or Tie (although a 9 beats an 8). If the Player did draw a third card, the Banker follows the rules at right. It was later on introduced in France around 1490 A. D. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each banker. The result of the die decided her fate. There exists quite a diversity today, especially so since it has made its way onto the world wide web. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. The highest of the high rollers often come from overseas to try their hand under the chandeliers of the stylish Vegas baccarat rooms. It is played by the exact same rules, but lacks the accoutrements of the formal version.

Baccarat Rules

The most important thing you need to know is whether you are betting on the Player, on the Bank or on Tie. At the beginning of the new game the shoe or the bank is given to the player on the right of the dealer. The player with the bank deals two sets of two cards, if of course the game is played by two players. When nobody has a natural additional cards are drawn to determine the baccarat winner. You can bet on a Tie where you get a one to eight payoff but a Tie is very rare, it occurs less than once in ten hands. In Baccarat you always have to keep in mind that the fist digit in a two-digit number does not count. This is not only the case with single card values but with the result of two cards combined. Unlike in Black Jack it is impossible to overdraw in Baccarat. After all is said and done, the hand with a point total closes to nine wins. Depending on hand outcomes, the player hand will either draw a third card or stand. Tabulating the hand value is straightforward and only takes simple mathematics of addition. In order to calculate a hand total, simply add the value of the two cards. If this sum goes over ten, subtract ten and you will have the final value. For instance, a hand of 6 and 10 will have a total value of 6. (7 + 4 = 11 - 10 = 1) A hand that has drawn and composed of three cards is calculated in the same fashion. For instance, a hand of 5, Queen and 9 has a value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more involved and is often explained with a chart. Player shows a 6, 7, 8, or 9 (8 and 9 win) Player Hand must Stand. Banker shows a 3 Banker Hand must Draw if player's draw card is a 0, 1, 2, 3, 4, 5, 6 or 7 Banker Hand must Stand if player's draw card is an 8. Winning bets on the player hand pay back 1 to 1, while winning bets on the banker hand do the same, but with a 5% vig (commission) winning tie bets pay back 9 to 1. The player's objective is to get a hand that is closer to 9 in value than the banker's. (Thus the value of a hand is always between 0 through 9).
  • The maximum number of cards in a baccarat hand is three,,
  • If the banker or the player has an eight (natural eight) or a nine (natural nine) on the first two cards dealt, no further cards are drawn,,
  • The player always draws when the hand is a five or less, unless the banker has a natural, and stands on a six and seven,,
  • the banker always stands if the player stands on a six or a seven
. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on) If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. This is of course because there is more of a chance for a banker win. The game of baccarat is unlike most casino games as the is no level of skill involved the reason for this is that neither the player or dealer has any options or decisions to make during the course of the game. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 8 then he must stand.

Tips

- When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark. This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck.
- A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game.
- Usually this commission is 5%, which returns a House Edge of approximately 15%. sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %.
- Any system like the Martingale, which is designed to cover losses, should be avoided. Whatever you decide to follow, be sure you plan ahead of time.

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