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Baccarat History
The game was introduced to the French Court in
the 15th century and became the favorite game among French nobility. More
recently, a lot of US casinos have offered “Mini Baccarat”.
How to Play Baccarat
There are three bets available: The
Player’s hand, the Banker’s hand, or a Tie. Aces count as One and Two
through Nine are counted at face value. If
neither hand is 9 a hand with a total of 8 is a Natural winner. After the Player’s hand is
complete, the Banker’s hand is dealt out according to the following
set of rules: If the Player did not draw a third card, then the
Banker only draws a card to a hand of 4 or less. If the Player did
draw a third card, the Banker follows the rules at right. It's difficult to trace back the origins of this game mainly because slight variations of it name are used in both countries, each wanting to claim it as theirs. And remained an exclusive game to the French nobility for some time before becoming a casino game. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each
banker. Falguiere based the game on an old Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. The result of the die decided her fate. The basis of this game is very similar, but the rules and payoffs are much less
dramatic. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to
play.
Baccarat Rules
It doesn't matter which seat you take at the baccarat table because
unlike in Black Jack you are not playing against other players or against
the house. So never
mind what the other players bet on or how much they bet. Then he will take the very first card
out and whatever the value of this card is indicates how many cards will
be Burned. The baccarat game is now ready to
play. The player with the bank deals two sets of two cards, if of course the
game is played by two players. When there is a Tie and you did not bet on it
nobody looses or wins. In Baccarat you always have to keep in mind
that the fist digit in a two-digit number does not count. That is
why the Ten, Jack, Queen and the King count 0 and the Ace only one. Unlike blackjack, but
rather, like craps, multiple players around the table
can bet on which hand will win. After all bets are made, which cannot be
added to or retracted once play begins, the House will
deal four face-down cards - two cards each to both the
player and banker (House) After the cards are
finished being dealt, they are revealed and tabulated. a baccarat hand will never exceed
three cards total. All other cards (tens and picture cards) are
worth zero points. If this
sum goes over ten, subtract ten and you will have the
final value. A hand of seven and four has a
value of 1. For instance, a hand of 5, Queen and 9 has a
value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more
involved and is often explained with a chart. I will try to simplify this as much as possible with a
few brief guidelines. First off, know that right from
the beginning a hand of 8 or 9 automatically wins. If
both hands have an 8 or 9, the game is deemed a tie, in
which all Tie Bets win. Banker shows a 4
Banker Hand must Draw if player's draw card is a
0, 2, 3, 4, 5, 6, or 7
Banker Hand must Stand if player's draw card is a 0, 1,
8 or 9. An ace counts as 1, two counts as 2,
etc,, , up through nine counts as 9, but tens (jacks, queens and kings) count as 0.
- The maximum number of cards in a baccarat hand is three,,
- If the banker or the player has an eight (natural eight) or a nine (natural nine) on the first two cards dealt, no further cards are
drawn,,
- The player always draws when the hand is a five or less, unless the banker has a natural, and stands on a six and
seven,,
- the banker always stands if the player stands on a six or a seven
. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. Baccarat rules state that winning banker bets are subject to a 5% house commission. Dealers normally wear tuxedos and the surrounding are is quite lavish. The aim of the game is to get as close to 9 as possible and if you are nearer then you win. All picture cards count as 10 and aces count as 1. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If the dealer has 6 then he must draw if your card is a 6-7. If the dealer has 7 then he must stand. If the dealer has 8 then he must stand.
Tips
- Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck. As for the tie wager, it should be out of the question since it gives a casino advantage of nearly 15%.
- These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. Usually this commission is 5%, which returns a House Edge of approximately 15%.
- Any system like the Martingale, which is designed to cover losses, should be avoided. At the least, set yourself limits on losses and stake amounts.
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