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Baccarat History
The present form of Baccarat can be
traced back to Italy. More
recently, a lot of US casinos have offered “Mini Baccarat”.
How to Play Baccarat
There are three bets available: The
Player’s hand, the Banker’s hand, or a Tie. A bet
on the Player pays even money. Even though the player dealing is acting as the Banker, he is not
obligated to bet on the Banker’s hand. If
neither hand is 9 a hand with a total of 8 is a Natural winner. Natural hands always immediately win or Tie (although a 9 beats an
8). D. Chemin de fer is very similar to
baccarat as it's played in American casinos today. The basis of this game is very similar, but the rules and payoffs are much less
dramatic. The infamous Dunes casino introduced baccarat in the late 50's. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank
bets. The layout, conforms to the regular baccarat table and each of the seven seat positions correspond to a number and betting box with spots for banker, player, and tie. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to
play.
Baccarat Rules
Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated
table games there is. Betting on Tie is not really recommended because it decreases your winning
chances. It doesn't matter which seat you take at the baccarat table because
unlike in Black Jack you are not playing against other players or against
the house. The hand closest to nine wins. When nobody has a natural additional
cards are drawn to determine the baccarat winner. If the hand you bet on
wins you get a one to one payoff. This
is not only the case with single card values but with the result of
two cards combined. Unlike in Black
Jack it is impossible to overdraw in Baccarat. Much like blackjack, two
hands are played - a dealer and a player hand pitted
against each other. The game begins with players placing bets. Two components of the game need clearing up at this
point. The other is how drawing a third card is determined. Please note that both hands are allowed a maximum of one
card draw. All other cards (tens and picture cards) are
worth zero points. I will try to simplify this as much as possible with a
few brief guidelines. If
both hands have an 8 or 9, the game is deemed a tie, in
which all Tie Bets win. The following guidelines determine
what action the Bank Hand will take: On a side note, if the player hand
does not draw a card, the banker hand will always
draw if its value is lower than the player hand or
if its own two-card value is 0, 1, or 2. Banker shows a 3
Banker Hand must Draw if player's draw card is a
0, 1, 2, 3, 4, 5, 6 or 7
Banker Hand must Stand if player's draw card is an 8. Banker shows a 6
Banker Hand must Draw if player's draw card is a 6 or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 4, 5, 8 or 9. The game is played modulo 10, that is if the total of the hand is greater than 10, then 10 is subtracted from the total.
- The maximum number of cards in a baccarat hand is three,,
- If the banker or the player has an eight (natural eight) or a nine (natural nine) on the first two cards dealt, no further cards are
drawn,,
- The player always draws when the hand is a five or less, unless the banker has a natural, and stands on a six and
seven,,
- the banker always stands if the player stands on a six or a seven
. There are two hands dealt regardless of how many players there are: the banker's hand and the player's hand. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. So from reading this page you should have picked up enough about baccarat rules to play a game. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used
to. Baccarat has a reputation for being a high rollers game and the tables are normally separate from the rest of the casino in there own section called the pit. Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. If the dealer has 0 then he must draw. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. If the dealer has 5 then he must draw if your card is a 4-5-6-7. If the dealer has 7 then he must stand. Once all the hands are dealt it is closest to 9 that wins.
Tips
- This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler. in the long run, a player should be making more bets on the banker than on the player. As for the tie wager, it should be out of the question since it gives a casino advantage of nearly 15%.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Manage your money wisely, without a "system". At the least, set yourself limits on losses and stake amounts.
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