Baccarat History

Although it has always been a popular game in European and Latin American casinos, it never caught on as strongly as Blackjack in US casinos. More recently, a lot of US casinos have offered “Mini Baccarat”.

How to Play Baccarat

Baccarat is a very simple game to play with no decisions made after a bet is placed. The winning hand is the hand that holds two or three cards totaling closest to nine. A bet on a Tie pays 8 to 1. In Mini Baccarat a casino dealer handles the deal. A Tie at any point in the game ends the hand and pays Tie bets. There are many debates pertaining to the history of baccarat, particularly where the game was invented: France or Italy. It's difficult to trace back the origins of this game mainly because slight variations of it name are used in both countries, each wanting to claim it as theirs. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. Eventually, baccarat evolved into European baccarat and the French game 'chemin de fer'. The difference is one of the players banks the game instead of the casino. The basis of this game is very similar, but the rules and payoffs are much less dramatic. The table is staffed by only one dealer who is responsible for handling the cards. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to play.

Baccarat Rules

The most important thing you need to know is whether you are betting on the Player, on the Bank or on Tie. Betting on Tie is not really recommended because it decreases your winning chances. It doesn't matter which seat you take at the baccarat table because unlike in Black Jack you are not playing against other players or against the house. At the beginning of a new game or when the Cut Card in the Shoe is dealt, the dealer will shuffle all decks together and put them back in the shoe, called "The Bank". If the first two cards dealt count Eight or Nine it is called a "Natural" and wins automatically, unless both hands have the same value then it is of course a Tie. If the hand you bet on wins you get a one to one payoff. That is why the Ten, Jack, Queen and the King count 0 and the Ace only one. Unlike in Black Jack it is impossible to overdraw in Baccarat. After all is said and done, the hand with a point total closes to nine wins. After all bets are made, which cannot be added to or retracted once play begins, the House will deal four face-down cards - two cards each to both the player and banker (House) After the cards are finished being dealt, they are revealed and tabulated. Depending on hand outcomes, the player hand will either draw a third card or stand. After the players turn, and depending on both the outcome of the players hand and its own, the dealer hand will either draw a third additional card or stand. The hand closest to a total value of nine wins. Two components of the game need clearing up at this point. If this sum goes over ten, subtract ten and you will have the final value. If both hands have an 8 or 9, the game is deemed a tie, in which all Tie Bets win. Player shows a 6, 7, 8, or 9 (8 and 9 win) Player Hand must Stand. Banker shows a 6 Banker Hand must Draw if player's draw card is a 6 or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 4, 5, 8 or 9. Winning bets on the player hand pay back 1 to 1, while winning bets on the banker hand do the same, but with a 5% vig (commission) winning tie bets pay back 9 to 1. The player's objective is to get a hand that is closer to 9 in value than the banker's.
  • The maximum number of cards in a baccarat hand is three,,
  • If the banker or the player has an eight (natural eight) or a nine (natural nine) on the first two cards dealt, no further cards are drawn,,
  • The player always draws when the hand is a five or less, unless the banker has a natural, and stands on a six and seven,,
  • the banker always stands if the player stands on a six or a seven
. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. The game of baccarat is unlike most casino games as the is no level of skill involved the reason for this is that neither the player or dealer has any options or decisions to make during the course of the game. Three dealers run the game and one of these is the caller who runs the game and stands between positions 1 and 15. Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If the dealer has 0 then he must draw. If the dealer has 6 then he must draw if your card is a 6-7. Once all the hands are dealt it is closest to 9 that wins.

Tips

- When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark. This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler. As for the tie wager, it should be out of the question since it gives a casino advantage of nearly 15%.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games. Although this difference is so negligible that most players do not advise picking one version of baccarat over the other, it is advisable to take all the advantage one can possibly take.
- sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %. Any informed player would see that this bet is one of the best in the casino.
- Manage your money wisely, without a "system". As for other bankroll management strategies, a good one is posted on this website.

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