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Baccarat History
In the 1950’s the game was popularized in Vegas because of
the efforts of Frank Sinatra, a co-owner of The Sands at the time. Targeted towards high rollers, Baccarat tables used to be exclusive
territory with roped off access and dealers dressed in tuxedos.
How to Play Baccarat
The winning hand is the
hand that holds two or three cards totaling closest to nine. A bet
on the Player pays even money. A bet on a Tie pays 8 to 1. If
neither hand is 9 a hand with a total of 8 is a Natural winner. After the Player’s hand is
complete, the Banker’s hand is dealt out according to the following
set of rules: If the Player did not draw a third card, then the
Banker only draws a card to a hand of 4 or less. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. Chemin de fer is very similar to
baccarat as it's played in American casinos today. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each
banker. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. It has kept it's elegant trait and is still one of the most appealing games to the well situated individuals in our
society. The highest of the high rollers often come from overseas to try their hand under the chandeliers of the stylish Vegas baccarat rooms. A number of casinos have installed a smaller version of the baccarat game played on standard blackjack-sized gaming tables. It is played by the exact same rules, but lacks the accoutrements of the formal version.
Baccarat Rules
So never
mind what the other players bet on or how much they bet. Baccarat is played with eight decks of cards without Jokers. Before the cards are dealt each baccarat
player has to make his bet. When nobody has a natural additional
cards are drawn to determine the baccarat winner. When there is a Tie and you did not bet on it
nobody looses or wins. At first the value of the cards might seem a little odd, but it's
really simple to understand. In Baccarat you always have to keep in mind
that the fist digit in a two-digit number does not count. After the players
turn, and depending on both the outcome of the players
hand and its own, the dealer hand will either draw a
third additional card or stand. Two components of the game need clearing up at this
point. The other is how drawing a third card is determined. All other cards (tens and picture cards) are
worth zero points. I will try to simplify this as much as possible with a
few brief guidelines. If
both hands have an 8 or 9, the game is deemed a tie, in
which all Tie Bets win. If one hand is an 8 and the
other is a 9, the 9 wins. Once the player hand is finished and
standing, the bank hand will determine whether it must
draw a third card. The following guidelines determine
what action the Bank Hand will take: On a side note, if the player hand
does not draw a card, the banker hand will always
draw if its value is lower than the player hand or
if its own two-card value is 0, 1, or 2. Banker shows a 6
Banker Hand must Draw if player's draw card is a 6 or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 4, 5, 8 or 9. After the dealer has finished drawing,
the hands are added up and a winner is declared. The player's objective is to get a hand that is closer to 9 in value than the banker's. An ace counts as 1, two counts as 2,
etc,, , up through nine counts as 9, but tens (jacks, queens and kings) count as 0.
- The maximum number of cards in a baccarat hand is three,,
- If the banker or the player has an eight (natural eight) or a nine (natural nine) on the first two cards dealt, no further cards are
drawn,,
- The player always draws when the hand is a five or less, unless the banker has a natural, and stands on a six and
seven,,
- the banker always stands if the player stands on a six or a seven
. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. The player stands on a total of 6 or 7, but if the player has a total of 5 or less he/she must draw one card (face up)
Now it is the bankers turn. The game of baccarat is unlike most casino games as the is no level of skill involved the reason for this is that neither the player or dealer has any options or decisions to make during the course of the game. This means the game is quite simple especially as there are only three possible bets that can be made. Player put their bets on the numbered box in front of the players after the winner is called the other two dealers pay out or collect from the winners and losers around the table. If the dealer has 0 then he must draw. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 5 then he must draw if your card is a 4-5-6-7. If the dealer has 9 then he must stand.
Tips
- The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. in the long run, a player should be making more bets on the banker than on the player. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games. Although this difference is so negligible that most players do not advise picking one version of baccarat over the other, it is advisable to take all the advantage one can possibly take.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. Usually this commission is 5%, which returns a House Edge of approximately 15%.
- If you want to take your chances, then by all means use a system - just know when to quit. As for other bankroll management strategies, a good one is posted on this website.
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