Baccarat History

Targeted towards high rollers, Baccarat tables used to be exclusive territory with roped off access and dealers dressed in tuxedos. Mini Baccarat has the same rules as Baccarat but has lower stakes and is played on a standard Blackjack shaped table.

How to Play Baccarat

Baccarat is a very simple game to play with no decisions made after a bet is placed. The winning hand is the hand that holds two or three cards totaling closest to nine. In the classic game of Baccarat the deal rotates among the players. After players make their bets the dealer deals a two-card hand to the Banker and Player. If neither hand is an 8 or a 9 and there is no Tie additional cards may be dealt according to a standard set of rules. Eventually, baccarat evolved into European baccarat and the French game 'chemin de fer'. The basis of this game is very similar, but the rules and payoffs are much less dramatic. The infamous Dunes casino introduced baccarat in the late 50's. There exists quite a diversity today, especially so since it has made its way onto the world wide web. It has kept it's elegant trait and is still one of the most appealing games to the well situated individuals in our society. Baccarat has a history overseas too, which is evidenced by its popularity among the Asian population who visit Las Vegas each year. The highest of the high rollers often come from overseas to try their hand under the chandeliers of the stylish Vegas baccarat rooms. The layout, conforms to the regular baccarat table and each of the seven seat positions correspond to a number and betting box with spots for banker, player, and tie.

Baccarat Rules

The most important thing you need to know is whether you are betting on the Player, on the Bank or on Tie. Betting on Tie is not really recommended because it decreases your winning chances. Once the bank looses it moves on to the next player. Before the cards are dealt each baccarat player has to make his bet. If the first two cards dealt count Eight or Nine it is called a "Natural" and wins automatically, unless both hands have the same value then it is of course a Tie. You can bet on a Tie where you get a one to eight payoff but a Tie is very rare, it occurs less than once in ten hands. So if you draw an eight in baccarat and a three, for instance, the value of both together would be eleven but since the first digit does not count your hand counts only one. After all is said and done, the hand with a point total closes to nine wins. The other is how drawing a third card is determined. a baccarat hand will never exceed three cards total. If this sum goes over ten, subtract ten and you will have the final value. A hand of seven and four has a value of 1. For instance, a hand of 5, Queen and 9 has a value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more involved and is often explained with a chart. Player shows a 5, 4, 3, 2, 1 or 0 Player Hand must Draw. Banker shows a 3 Banker Hand must Draw if player's draw card is a 0, 1, 2, 3, 4, 5, 6 or 7 Banker Hand must Stand if player's draw card is an 8. Banker shows a 4 Banker Hand must Draw if player's draw card is a 0, 2, 3, 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0, 1, 8 or 9. After the dealer has finished drawing, the hands are added up and a winner is declared. Winning bets on the player hand pay back 1 to 1, while winning bets on the banker hand do the same, but with a 5% vig (commission) winning tie bets pay back 9 to 1. (Thus the value of a hand is always between 0 through 9). Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. With a total of 7, he stands. Baccarat rules state that winning banker bets are subject to a 5% house commission. The table layout is quite simple and consists of fourteen numbered positions seven on each side of the dealer; the number thirteen is omitted as it is considered unlucky. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 0 then he must draw. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 6 then he must draw if your card is a 6-7.

Tips

- When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. Although this difference is so negligible that most players do not advise picking one version of baccarat over the other, it is advisable to take all the advantage one can possibly take.
- Usually this commission is 5%, which returns a House Edge of approximately 15%. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- If you want to take your chances, then by all means use a system - just know when to quit. As for other bankroll management strategies, a good one is posted on this website.

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