Baccarat History

The game was introduced to the French Court in the 15th century and became the favorite game among French nobility. More recently, a lot of US casinos have offered “Mini Baccarat”.

How to Play Baccarat

A bet on the Banker pays even money minus a 5% house commission. In the classic game of Baccarat the deal rotates among the players. After players make their bets the dealer deals a two-card hand to the Banker and Player. Natural hands always immediately win or Tie (although a 9 beats an 8). The Player’s hand is dealt to first, and only if the current value is 5 or less. According to many, the game was first invented in Italy by a gambler Felix Falguiere, where it acquired the Italian name 'baccara', meaning zero in English. D. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each banker. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. It has kept it's elegant trait and is still one of the most appealing games to the well situated individuals in our society. Baccarat has a history overseas too, which is evidenced by its popularity among the Asian population who visit Las Vegas each year. The table is staffed by only one dealer who is responsible for handling the cards. The layout, conforms to the regular baccarat table and each of the seven seat positions correspond to a number and betting box with spots for banker, player, and tie.

Baccarat Rules

Betting on Tie is not really recommended because it decreases your winning chances. Baccarat is a game of chance, all you have to decide is which hand you think will win. So never mind what the other players bet on or how much they bet. Baccarat is played with eight decks of cards without Jokers. If the value of the first card is a four, for instance, the dealer will take the next four cards out of the shoe and discard them in a tray next to it along with the first card. At the beginning of the new game the shoe or the bank is given to the player on the right of the dealer. In Baccarat you always have to keep in mind that the fist digit in a two-digit number does not count. So if you draw an eight in baccarat and a three, for instance, the value of both together would be eleven but since the first digit does not count your hand counts only one. Much like blackjack, two hands are played - a dealer and a player hand pitted against each other. Essentially, only three bets can potentially be made - A bet for the player's hand to win, the banker's hand to win, or a tie. The hand closest to a total value of nine wins. Two components of the game need clearing up at this point. The other is how drawing a third card is determined. Please note that both hands are allowed a maximum of one card draw. a baccarat hand will never exceed three cards total. In order to calculate a hand total, simply add the value of the two cards. If such is not the case, the Player Hand makes the first move. Player shows a 5, 4, 3, 2, 1 or 0 Player Hand must Draw. Banker shows a 6 Banker Hand must Draw if player's draw card is a 6 or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 4, 5, 8 or 9. (Thus the value of a hand is always between 0 through 9). There are two hands dealt regardless of how many players there are: the banker's hand and the player's hand. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. The other must do so also. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on) If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. All picture cards count as 10 and aces count as 1. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If the dealer has 7 then he must stand. Once all the hands are dealt it is closest to 9 that wins.

Tips

- Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager. in the long run, a player should be making more bets on the banker than on the player. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's.
- A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. Although this difference is so negligible that most players do not advise picking one version of baccarat over the other, it is advisable to take all the advantage one can possibly take.
- sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Any system like the Martingale, which is designed to cover losses, should be avoided. As for other bankroll management strategies, a good one is posted on this website.

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