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Baccarat History
In the 1950’s the game was popularized in Vegas because of
the efforts of Frank Sinatra, a co-owner of The Sands at the time. More
recently, a lot of US casinos have offered “Mini Baccarat”.
How to Play Baccarat
A bet
on the Player pays even money. A bet on the Banker pays even money
minus a 5% house commission. Even though the player dealing is acting as the Banker, he is not
obligated to bet on the Banker’s hand. After players make their bets the dealer
deals a two-card hand to the Banker and Player. After the Player’s hand is
complete, the Banker’s hand is dealt out according to the following
set of rules: If the Player did not draw a third card, then the
Banker only draws a card to a hand of 4 or less. According to many, the game was first invented in Italy by a gambler Felix Falguiere, where it acquired the Italian name 'baccara', meaning zero in English. D. The title of banker rotates around the table in a manner similar to the dice at a craps table. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each
banker. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. There exists quite a diversity today, especially so since it has made its way onto the world wide web. The table is staffed by only one dealer who is responsible for handling the cards. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to
play.
Baccarat Rules
Knowing the basic rules will help you
understand what is going on on the baccarat table and will make the game more fun to play for
you. The only thing you are betting against is the cards. The baccarat game is now ready to
play. If the hand you bet on
wins you get a one to one payoff. You can bet on a Tie where
you get a one to eight payoff but a Tie is very rare, it occurs
less than once in ten hands. When there is a Tie and you did not bet on it
nobody looses or wins. That is
why the Ten, Jack, Queen and the King count 0 and the Ace only one. This
is not only the case with single card values but with the result of
two cards combined. Much like blackjack, two
hands are played - a dealer and a player hand pitted
against each other. After all is said
and done, the hand with a point total closes to nine
wins. Essentially, only three bets can potentially be made - A
bet for the player's hand to win, the banker's hand to
win, or a tie. After the players
turn, and depending on both the outcome of the players
hand and its own, the dealer hand will either draw a
third additional card or stand. Two components of the game need clearing up at this
point. In order to calculate a hand
total, simply add the value of the two cards. If this
sum goes over ten, subtract ten and you will have the
final value. If
both hands have an 8 or 9, the game is deemed a tie, in
which all Tie Bets win. Banker shows a 3
Banker Hand must Draw if player's draw card is a
0, 1, 2, 3, 4, 5, 6 or 7
Banker Hand must Stand if player's draw card is an 8. Banker shows a 4
Banker Hand must Draw if player's draw card is a
0, 2, 3, 4, 5, 6, or 7
Banker Hand must Stand if player's draw card is a 0, 1,
8 or 9. Banker shows a 5
Banker Hand must Draw if player's draw card is a 4, 5,
6, or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 8 or 9. If the players cards total 15, 10 is subtracted and the value of the hand becomes 5. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. It may still be a good idea to try it online first, and within minutes you'll feel comfortable enough to play anywhere. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used
to. Dealers normally wear tuxedos and the surrounding are is quite lavish. The aim of the game is to get as close to 9 as possible and if you are nearer then you win. All picture cards count as 10 and aces count as 1. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If the dealer has 1 then he must draw. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. If the dealer has 5 then he must draw if your card is a 4-5-6-7.
Tips
- Bet on the Banker Hand most of the time. Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark.
- Play Baccarat Games with the fewest decks. These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie.
- Usually this commission is 5%, which returns a House Edge of approximately 15%. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Manage your money wisely, without a "system". Any system like the Martingale, which is designed to cover losses, should be avoided.
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