Baccarat History

In the 1950’s the game was popularized in Vegas because of the efforts of Frank Sinatra, a co-owner of The Sands at the time. Targeted towards high rollers, Baccarat tables used to be exclusive territory with roped off access and dealers dressed in tuxedos.

How to Play Baccarat

The winning hand is the hand that holds two or three cards totaling closest to nine. A bet on the Player pays even money. A bet on a Tie pays 8 to 1. Aces count as One and Two through Nine are counted at face value. If neither hand is an 8 or a 9 and there is no Tie additional cards may be dealt according to a standard set of rules. Eventually, baccarat evolved into European baccarat and the French game 'chemin de fer'. The infamous Dunes casino introduced baccarat in the late 50's. There exists quite a diversity today, especially so since it has made its way onto the world wide web. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank bets. A number of casinos have installed a smaller version of the baccarat game played on standard blackjack-sized gaming tables. It is played by the exact same rules, but lacks the accoutrements of the formal version. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum.

Baccarat Rules

Baccarat is a game of chance, all you have to decide is which hand you think will win. It doesn't matter which seat you take at the baccarat table because unlike in Black Jack you are not playing against other players or against the house. At the beginning of a new game or when the Cut Card in the Shoe is dealt, the dealer will shuffle all decks together and put them back in the shoe, called "The Bank". At the beginning of the new game the shoe or the bank is given to the player on the right of the dealer. If the hand you bet on wins you get a one to one payoff. In Baccarat you always have to keep in mind that the fist digit in a two-digit number does not count. So if you draw an eight in baccarat and a three, for instance, the value of both together would be eleven but since the first digit does not count your hand counts only one. Unlike in Black Jack it is impossible to overdraw in Baccarat. Much like blackjack, two hands are played - a dealer and a player hand pitted against each other. Unlike blackjack, but rather, like craps, multiple players around the table can bet on which hand will win. After all is said and done, the hand with a point total closes to nine wins. Essentially, only three bets can potentially be made - A bet for the player's hand to win, the banker's hand to win, or a tie. Depending on hand outcomes, the player hand will either draw a third card or stand. If this sum goes over ten, subtract ten and you will have the final value. A hand of seven and four has a value of 1. (7 + 4 = 11 - 10 = 1) A hand that has drawn and composed of three cards is calculated in the same fashion. For instance, a hand of 5, Queen and 9 has a value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more involved and is often explained with a chart. Player shows a 5, 4, 3, 2, 1 or 0 Player Hand must Draw. The following guidelines determine what action the Bank Hand will take: On a side note, if the player hand does not draw a card, the banker hand will always draw if its value is lower than the player hand or if its own two-card value is 0, 1, or 2. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. The other must do so also. With a total of 7, he stands. This is of course because there is more of a chance for a banker win. Baccarat has a reputation for being a high rollers game and the tables are normally separate from the rest of the casino in there own section called the pit. The game of baccarat is unlike most casino games as the is no level of skill involved the reason for this is that neither the player or dealer has any options or decisions to make during the course of the game. The table layout is quite simple and consists of fourteen numbered positions seven on each side of the dealer; the number thirteen is omitted as it is considered unlucky. All picture cards count as 10 and aces count as 1. If the dealer has 2 then he must draw. If the dealer has 8 then he must stand. Once all the hands are dealt it is closest to 9 that wins.

Tips

- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's.
- Play Baccarat Games with the fewest decks. Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. Although this difference is so negligible that most players do not advise picking one version of baccarat over the other, it is advisable to take all the advantage one can possibly take.
- Play Baccarat at Casinos with the lowest commission possible. Usually this commission is 5%, which returns a House Edge of approximately 15%.
- Any system like the Martingale, which is designed to cover losses, should be avoided. If you want to take your chances, then by all means use a system - just know when to quit.

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