Baccarat History

The game was introduced to the French Court in the 15th century and became the favorite game among French nobility. More recently, a lot of US casinos have offered “Mini Baccarat”.

How to Play Baccarat

A bet on the Banker pays even money minus a 5% house commission. A bet on a Tie pays 8 to 1. After players make their bets the dealer deals a two-card hand to the Banker and Player. A Tie at any point in the game ends the hand and pays Tie bets. The Player’s hand is dealt to first, and only if the current value is 5 or less. According to many, the game was first invented in Italy by a gambler Felix Falguiere, where it acquired the Italian name 'baccara', meaning zero in English. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. It was later on introduced in France around 1490 A. Eventually, baccarat evolved into European baccarat and the French game 'chemin de fer'. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each banker. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. The table is staffed by only one dealer who is responsible for handling the cards.

Baccarat Rules

Betting on Tie is not really recommended because it decreases your winning chances. The only thing you are betting against is the cards. Baccarat is played with eight decks of cards without Jokers. Then he will take the very first card out and whatever the value of this card is indicates how many cards will be Burned. The baccarat game is now ready to play. The player with the bank deals two sets of two cards, if of course the game is played by two players. The hand closest to nine wins. That is why the Ten, Jack, Queen and the King count 0 and the Ace only one. Much like blackjack, two hands are played - a dealer and a player hand pitted against each other. After all is said and done, the hand with a point total closes to nine wins. Depending on hand outcomes, the player hand will either draw a third card or stand. The hand closest to a total value of nine wins. If both hands are the same, the game is deemed a tie. Please note that both hands are allowed a maximum of one card draw. For instance, a hand of 6 and 10 will have a total value of 6. For instance, a hand of 5, Queen and 9 has a value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more involved and is often explained with a chart. Player shows a 5, 4, 3, 2, 1 or 0 Player Hand must Draw. The following guidelines determine what action the Bank Hand will take: On a side note, if the player hand does not draw a card, the banker hand will always draw if its value is lower than the player hand or if its own two-card value is 0, 1, or 2. Banker shows a 6 Banker Hand must Draw if player's draw card is a 6 or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 4, 5, 8 or 9. The game is played modulo 10, that is if the total of the hand is greater than 10, then 10 is subtracted from the total. An ace counts as 1, two counts as 2, etc,, , up through nine counts as 9, but tens (jacks, queens and kings) count as 0. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. The other must do so also. The player stands on a total of 6 or 7, but if the player has a total of 5 or less he/she must draw one card (face up) Now it is the bankers turn. Baccarat rules state that winning banker bets are subject to a 5% house commission. Baccarat has a reputation for being a high rollers game and the tables are normally separate from the rest of the casino in there own section called the pit. The game of baccarat is unlike most casino games as the is no level of skill involved the reason for this is that neither the player or dealer has any options or decisions to make during the course of the game. Each player takes it in turns to deal from the shoe there is however no advantage to be gained from it and it is just part of the tradition of the game. The aim of the game is to get as close to 9 as possible and if you are nearer then you win. All picture cards count as 10 and aces count as 1. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If the dealer has 6 then he must draw if your card is a 6-7.

Tips

- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck.
- These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %.
- Any system like the Martingale, which is designed to cover losses, should be avoided. At the least, set yourself limits on losses and stake amounts.

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