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Baccarat History

The game was introduced to the French Court in the 15th century and became the favorite game among French nobility. More recently, a lot of US casinos have offered “Mini Baccarat”.

How to Play Baccarat

There are three bets available: The Player’s hand, the Banker’s hand, or a Tie. Aces count as One and Two through Nine are counted at face value. Even though the player dealing is acting as the Banker, he is not obligated to bet on the Banker’s hand. If either hand dealt is a total of 9, it is called a “Natural” and automatically wins. After the Player’s hand is complete, the Banker’s hand is dealt out according to the following set of rules: If the Player did not draw a third card, then the Banker only draws a card to a hand of 4 or less. According to many, the game was first invented in Italy by a gambler Felix Falguiere, where it acquired the Italian name 'baccara', meaning zero in English. Eventually, baccarat evolved into European baccarat and the French game 'chemin de fer'. The result of the die decided her fate. The basis of this game is very similar, but the rules and payoffs are much less dramatic. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled. It is played by the exact same rules, but lacks the accoutrements of the formal version. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum.

Baccarat Rules

Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated table games there is. Betting on Tie is not really recommended because it decreases your winning chances. So never mind what the other players bet on or how much they bet. Baccarat is played with eight decks of cards without Jokers. At the beginning of the new game the shoe or the bank is given to the player on the right of the dealer. The hand closest to nine wins. You can bet on a Tie where you get a one to eight payoff but a Tie is very rare, it occurs less than once in ten hands. Much like blackjack, two hands are played - a dealer and a player hand pitted against each other. After all is said and done, the hand with a point total closes to nine wins. The game begins with players placing bets. Depending on hand outcomes, the player hand will either draw a third card or stand. After the players turn, and depending on both the outcome of the players hand and its own, the dealer hand will either draw a third additional card or stand. The other is how drawing a third card is determined. For instance, a hand of 5, Queen and 9 has a value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more involved and is often explained with a chart. I will try to simplify this as much as possible with a few brief guidelines. First off, know that right from the beginning a hand of 8 or 9 automatically wins. If both hands have an 8 or 9, the game is deemed a tie, in which all Tie Bets win. Banker shows a 3 Banker Hand must Draw if player's draw card is a 0, 1, 2, 3, 4, 5, 6 or 7 Banker Hand must Stand if player's draw card is an 8. The game is played modulo 10, that is if the total of the hand is greater than 10, then 10 is subtracted from the total. If the players cards total 15, 10 is subtracted and the value of the hand becomes 5. Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. This is of course because there is more of a chance for a banker win. So from reading this page you should have picked up enough about baccarat rules to play a game. This means the game is quite simple especially as there are only three possible bets that can be made. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. If the dealer has 8 then he must stand.

Tips

- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. in the long run, a player should be making more bets on the banker than on the player. As for the tie wager, it should be out of the question since it gives a casino advantage of nearly 15%.
- Play Baccarat Games with the fewest decks. Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge.
- sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Any system like the Martingale, which is designed to cover losses, should be avoided. If you want to take your chances, then by all means use a system - just know when to quit.

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