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Baccarat History
The present form of Baccarat can be
traced back to Italy. The game was introduced to the French Court in
the 15th century and became the favorite game among French nobility.
How to Play Baccarat
A bet on the Banker pays even money
minus a 5% house commission. Even though the player dealing is acting as the Banker, he is not
obligated to bet on the Banker’s hand. If either hand dealt is
a total of 9, it is called a “Natural” and automatically wins. If neither hand is an 8 or a 9 and there is no Tie
additional cards may be dealt according to a standard set of rules. If the Player did
draw a third card, the Banker follows the rules at right. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. And remained an exclusive game to the French nobility for some time before becoming a casino game. Eventually,
baccarat evolved into European baccarat and the French game 'chemin de fer'. If an eight or a nine was thrown, she would become the priestess; if she threw a six or seven, she would be banned from any further religious activities; if she threw any number less than six, she would walk into the sea. The basis of this game is very similar, but the rules and payoffs are much less
dramatic. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. Baccarat has a history overseas too, which is evidenced by its popularity among the Asian population who visit Las Vegas each year. A number of casinos have installed a smaller version of the baccarat game played on standard blackjack-sized gaming tables.
Baccarat Rules
The most important thing you need to know is whether
you are betting on the Player, on the Bank or on Tie. It doesn't matter which seat you take at the baccarat table because
unlike in Black Jack you are not playing against other players or against
the house. The only thing you are betting against is the cards. So never
mind what the other players bet on or how much they bet. The baccarat game is now ready to
play. This
is not only the case with single card values but with the result of
two cards combined. So if you draw an eight in baccarat and a three, for
instance, the value of both together would be eleven but since the first
digit does not count your hand counts only one. Much like blackjack, two
hands are played - a dealer and a player hand pitted
against each other. The game begins with players placing bets. Essentially, only three bets can potentially be made - A
bet for the player's hand to win, the banker's hand to
win, or a tie. The other is how drawing a third card is determined. Please note that both hands are allowed a maximum of one
card draw. All other cards (tens and picture cards) are
worth zero points. For instance, a hand of 6 and 10 will have
a total value of 6. If one hand is an 8 and the
other is a 9, the 9 wins. If such is not the
case, the Player Hand makes the first move. Banker shows a 3
Banker Hand must Draw if player's draw card is a
0, 1, 2, 3, 4, 5, 6 or 7
Banker Hand must Stand if player's draw card is an 8. Banker shows a 6
Banker Hand must Draw if player's draw card is a 6 or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 4, 5, 8 or 9. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. The other must do so also. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. With a total of 7, he stands. This is of course because there is more of a chance for a banker win. So from reading this page you should have picked up enough about baccarat rules to play a game. The table layout is quite simple and consists of fourteen numbered positions seven on each side of the dealer; the number thirteen is omitted as it is considered unlucky. The aim of the game is to get as close to 9 as possible and if you are nearer then you win. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. If the dealer has 6 then he must draw if your card is a 6-7. If the dealer has 7 then he must stand.
Tips
- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation.
- Play Baccarat at Casinos with the lowest commission possible. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses. If you want to take your chances, then by all means use a system - just know when to quit.
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