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Baccarat History
Although it has always been a popular game in European and Latin
American casinos, it never caught on as strongly as Blackjack in US
casinos. More
recently, a lot of US casinos have offered “Mini Baccarat”.
How to Play Baccarat
There are three bets available: The
Player’s hand, the Banker’s hand, or a Tie. The winning hand is the
hand that holds two or three cards totaling closest to nine. A bet on a Tie pays 8 to 1. In
the classic game of Baccarat the deal rotates among the players. If
neither hand is 9 a hand with a total of 8 is a Natural winner. Falguiere based the game on an old Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. The basis of this game is very similar, but the rules and payoffs are much less
dramatic. There exists quite a diversity today, especially so since it has made its way onto the world wide web. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. It has kept it's elegant trait and is still one of the most appealing games to the well situated individuals in our
society. The highest of the high rollers often come from overseas to try their hand under the chandeliers of the stylish Vegas baccarat rooms. It is played by the exact same rules, but lacks the accoutrements of the formal version. The layout, conforms to the regular baccarat table and each of the seven seat positions correspond to a number and betting box with spots for banker, player, and tie.
Baccarat Rules
Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated
table games there is. The most important thing you need to know is whether
you are betting on the Player, on the Bank or on Tie. Baccarat is played with eight decks of cards without Jokers. If the value of the first card is a four, for instance,
the dealer will take the next four cards out of the shoe and discard them
in a tray next to it along with the first card. If
the first two cards dealt count Eight or Nine it is called a "Natural" and wins
automatically, unless both hands have the same
value then it is of course a Tie. When nobody has a natural additional
cards are drawn to determine the baccarat winner. At first the value of the cards might seem a little odd, but it's
really simple to understand. That is
why the Ten, Jack, Queen and the King count 0 and the Ace only one. Unlike blackjack, but
rather, like craps, multiple players around the table
can bet on which hand will win. The hand closest
to a total value of nine wins. If both hands are
the same, the game is deemed a tie. All other cards (tens and picture cards) are
worth zero points. In order to calculate a hand
total, simply add the value of the two cards. A hand of seven and four has a
value of 1. I will try to simplify this as much as possible with a
few brief guidelines. If
both hands have an 8 or 9, the game is deemed a tie, in
which all Tie Bets win. If such is not the
case, the Player Hand makes the first move. Player shows a 5, 4, 3, 2, 1
or 0
Player Hand must Draw. Banker shows a 3
Banker Hand must Draw if player's draw card is a
0, 1, 2, 3, 4, 5, 6 or 7
Banker Hand must Stand if player's draw card is an 8. If the players cards total 15, 10 is subtracted and the value of the hand becomes 5. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. The player stands on a total of 6 or 7, but if the player has a total of 5 or less he/she must draw one card (face up)
Now it is the bankers turn. Baccarat rules state that winning banker bets are subject to a 5% house commission. It may still be a good idea to try it online first, and within minutes you'll feel comfortable enough to play anywhere. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used
to. Baccarat has a reputation for being a high rollers game and the tables are normally separate from the rest of the casino in there own section called the pit. Player put their bets on the numbered box in front of the players after the winner is called the other two dealers pay out or collect from the winners and losers around the table. All picture cards count as 10 and aces count as 1. Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 0 then he must draw. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9.
Tips
- Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager. in the long run, a player should be making more bets on the banker than on the player. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. Any informed player would see that this bet is one of the best in the casino.
- Any system like the Martingale, which is designed to cover losses, should be avoided. Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses.
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