Baccarat History

Although it has always been a popular game in European and Latin American casinos, it never caught on as strongly as Blackjack in US casinos. More recently, a lot of US casinos have offered “Mini Baccarat”.

How to Play Baccarat

A bet on the Player pays even money. After players make their bets the dealer deals a two-card hand to the Banker and Player. If either hand dealt is a total of 9, it is called a “Natural” and automatically wins. Natural hands always immediately win or Tie (although a 9 beats an 8). After the Player’s hand is complete, the Banker’s hand is dealt out according to the following set of rules: If the Player did not draw a third card, then the Banker only draws a card to a hand of 4 or less. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. Falguiere based the game on an old Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. The result of the die decided her fate. If an eight or a nine was thrown, she would become the priestess; if she threw a six or seven, she would be banned from any further religious activities; if she threw any number less than six, she would walk into the sea. The basis of this game is very similar, but the rules and payoffs are much less dramatic. Baccarat has a history overseas too, which is evidenced by its popularity among the Asian population who visit Las Vegas each year. A number of casinos have installed a smaller version of the baccarat game played on standard blackjack-sized gaming tables. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to play.

Baccarat Rules

Knowing the basic rules will help you understand what is going on on the baccarat table and will make the game more fun to play for you. It doesn't matter which seat you take at the baccarat table because unlike in Black Jack you are not playing against other players or against the house. The only thing you are betting against is the cards. So never mind what the other players bet on or how much they bet. At the beginning of a new game or when the Cut Card in the Shoe is dealt, the dealer will shuffle all decks together and put them back in the shoe, called "The Bank". Then he will take the very first card out and whatever the value of this card is indicates how many cards will be Burned. Before the cards are dealt each baccarat player has to make his bet. That is why the Ten, Jack, Queen and the King count 0 and the Ace only one. Unlike blackjack, but rather, like craps, multiple players around the table can bet on which hand will win. After all is said and done, the hand with a point total closes to nine wins. The game begins with players placing bets. If both hands are the same, the game is deemed a tie. For instance, a hand of 6 and 10 will have a total value of 6. I will try to simplify this as much as possible with a few brief guidelines. First off, know that right from the beginning a hand of 8 or 9 automatically wins. Player shows a 5, 4, 3, 2, 1 or 0 Player Hand must Draw. Once the player hand is finished and standing, the bank hand will determine whether it must draw a third card. Banker shows a 3 Banker Hand must Draw if player's draw card is a 0, 1, 2, 3, 4, 5, 6 or 7 Banker Hand must Stand if player's draw card is an 8. Banker shows a 4 Banker Hand must Draw if player's draw card is a 0, 2, 3, 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0, 1, 8 or 9. The game is played modulo 10, that is if the total of the hand is greater than 10, then 10 is subtracted from the total. (Thus the value of a hand is always between 0 through 9). There are two hands dealt regardless of how many players there are: the banker's hand and the player's hand. Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. With a total of 7, he stands. Dealers normally wear tuxedos and the surrounding are is quite lavish. The game of baccarat is unlike most casino games as the is no level of skill involved the reason for this is that neither the player or dealer has any options or decisions to make during the course of the game. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. If the dealer has 1 then he must draw. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. If the dealer has 5 then he must draw if your card is a 4-5-6-7. If the dealer has 9 then he must stand.

Tips

- This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler. Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's.
- A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games.
- Play Baccarat at Casinos with the lowest commission possible. Usually this commission is 5%, which returns a House Edge of approximately 15%.
- Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses. Whatever you decide to follow, be sure you plan ahead of time.

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