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Baccarat History
The game was introduced to the French Court in
the 15th century and became the favorite game among French nobility. Although it has always been a popular game in European and Latin
American casinos, it never caught on as strongly as Blackjack in US
casinos.
How to Play Baccarat
There are three bets available: The
Player’s hand, the Banker’s hand, or a Tie. The winning hand is the
hand that holds two or three cards totaling closest to nine. A bet on the Banker pays even money
minus a 5% house commission. All
Tens and face cards have a value of 0. If either hand dealt is
a total of 9, it is called a “Natural” and automatically wins. It's difficult to trace back the origins of this game mainly because slight variations of it name are used in both countries, each wanting to claim it as theirs. According to many, the game was first invented in Italy by a gambler Felix Falguiere, where it acquired the Italian name 'baccara', meaning zero in English. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. And remained an exclusive game to the French nobility for some time before becoming a casino game. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. It has kept it's elegant trait and is still one of the most appealing games to the well situated individuals in our
society. A number of casinos have installed a smaller version of the baccarat game played on standard blackjack-sized gaming tables.
Baccarat Rules
Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated
table games there is. The most important thing you need to know is whether
you are betting on the Player, on the Bank or on Tie. Baccarat is played with eight decks of cards without Jokers. At the
beginning of a new game or when the Cut Card in the Shoe is dealt, the dealer will shuffle all decks together and put them back in the
shoe, called "The Bank". Then he will take the very first card
out and whatever the value of this card is indicates how many cards will
be Burned. Once the bank looses
it moves on to the next player. At first the value of the cards might seem a little odd, but it's
really simple to understand. Unlike in Black
Jack it is impossible to overdraw in Baccarat. Unlike blackjack, but
rather, like craps, multiple players around the table
can bet on which hand will win. The game begins with players placing bets. Essentially, only three bets can potentially be made - A
bet for the player's hand to win, the banker's hand to
win, or a tie. Tabulating the hand value is straightforward
and only takes simple mathematics of addition. All
cards numbered 2 through 9 are worth their numeric
value. If this
sum goes over ten, subtract ten and you will have the
final value. For instance, a hand of 6 and 10 will have
a total value of 6. First off, know that right from
the beginning a hand of 8 or 9 automatically wins. If
both hands have an 8 or 9, the game is deemed a tie, in
which all Tie Bets win. If such is not the
case, the Player Hand makes the first move. Banker shows a 5
Banker Hand must Draw if player's draw card is a 4, 5,
6, or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 8 or 9. The game is played modulo 10, that is if the total of the hand is greater than 10, then 10 is subtracted from the total. If the players cards total 15, 10 is subtracted and the value of the hand becomes 5.
- The maximum number of cards in a baccarat hand is three,,
- If the banker or the player has an eight (natural eight) or a nine (natural nine) on the first two cards dealt, no further cards are
drawn,,
- The player always draws when the hand is a five or less, unless the banker has a natural, and stands on a six and
seven,,
- the banker always stands if the player stands on a six or a seven
. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. The other must do so also. Baccarat rules state that winning banker bets are subject to a 5% house commission. Baccarat has a reputation for being a high rollers game and the tables are normally separate from the rest of the casino in there own section called the pit. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. The aim of the game is to get as close to 9 as possible and if you are nearer then you win. Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If the dealer has 1 then he must draw. If the dealer has 5 then he must draw if your card is a 4-5-6-7.
Tips
- When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark. Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's.
- Play Baccarat Games with the fewest decks. Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Any system like the Martingale, which is designed to cover losses, should be avoided. Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses.
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