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Baccarat History
The game was introduced to the French Court in
the 15th century and became the favorite game among French nobility. In the 1950’s the game was popularized in Vegas because of
the efforts of Frank Sinatra, a co-owner of The Sands at the time.
How to Play Baccarat
The winning hand is the
hand that holds two or three cards totaling closest to nine. A bet on the Banker pays even money
minus a 5% house commission. A bet on a Tie pays 8 to 1. Aces count as One and Two
through Nine are counted at face value. A Tie at any point
in the game ends the hand and pays Tie bets. There are many debates pertaining to the history of baccarat, particularly where the game was invented: France or Italy. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. D. Chemin de fer is very similar to
baccarat as it's played in American casinos today. The highest of the high rollers often come from overseas to try their hand under the chandeliers of the stylish Vegas baccarat rooms. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank
bets. It is played by the exact same rules, but lacks the accoutrements of the formal version.
Baccarat Rules
Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated
table games there is. Betting on Tie is not really recommended because it decreases your winning
chances. Baccarat is played with eight decks of cards without Jokers. At the
beginning of a new game or when the Cut Card in the Shoe is dealt, the dealer will shuffle all decks together and put them back in the
shoe, called "The Bank". Once the bank looses
it moves on to the next player. If the hand you bet on
wins you get a one to one payoff. This
is not only the case with single card values but with the result of
two cards combined. Much like blackjack, two
hands are played - a dealer and a player hand pitted
against each other. Essentially, only three bets can potentially be made - A
bet for the player's hand to win, the banker's hand to
win, or a tie. After all bets are made, which cannot be
added to or retracted once play begins, the House will
deal four face-down cards - two cards each to both the
player and banker (House) After the cards are
finished being dealt, they are revealed and tabulated. Depending on hand outcomes, the player hand will either
draw a third card or stand. Please note that both hands are allowed a maximum of one
card draw. a baccarat hand will never exceed
three cards total. All
cards numbered 2 through 9 are worth their numeric
value. (7 + 4 = 11 - 10 = 1) A hand that has drawn
and composed of three cards is calculated in the same
fashion. For instance, a hand of 5, Queen and 9 has a
value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more
involved and is often explained with a chart. If one hand is an 8 and the
other is a 9, the 9 wins. Banker shows a 5
Banker Hand must Draw if player's draw card is a 4, 5,
6, or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 8 or 9. If the players cards total 15, 10 is subtracted and the value of the hand becomes 5. Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case. The other must do so also. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on)
If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. With a total of 7, he stands. Baccarat rules state that winning banker bets are subject to a 5% house commission. Baccarat has a reputation for being a high rollers game and the tables are normally separate from the rest of the casino in there own section called the pit. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. The aim of the game is to get as close to 9 as possible and if you are nearer then you win. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. If the dealer has 6 then he must draw if your card is a 6-7. If the dealer has 9 then he must stand.
Tips
- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark. Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager.
- Play Baccarat Games with the fewest decks. Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %.
- Any system like the Martingale, which is designed to cover losses, should be avoided. As for other bankroll management strategies, a good one is posted on this website.
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