Baccarat History

In the 1950’s the game was popularized in Vegas because of the efforts of Frank Sinatra, a co-owner of The Sands at the time. Targeted towards high rollers, Baccarat tables used to be exclusive territory with roped off access and dealers dressed in tuxedos.

How to Play Baccarat

There are three bets available: The Player’s hand, the Banker’s hand, or a Tie. The winning hand is the hand that holds two or three cards totaling closest to nine. A bet on the Banker pays even money minus a 5% house commission. After the Player’s hand is complete, the Banker’s hand is dealt out according to the following set of rules: If the Player did not draw a third card, then the Banker only draws a card to a hand of 4 or less. If the Player did draw a third card, the Banker follows the rules at right. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. D. Chemin de fer is very similar to baccarat as it's played in American casinos today. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each banker. The result of the die decided her fate. The basis of this game is very similar, but the rules and payoffs are much less dramatic. The Baccarat we know today originated in Great Britain and was then passed along to South America and finally to Nevada. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank bets.

Baccarat Rules

Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated table games there is. It doesn't matter which seat you take at the baccarat table because unlike in Black Jack you are not playing against other players or against the house. The baccarat game is now ready to play. At the beginning of the new game the shoe or the bank is given to the player on the right of the dealer. You can bet on a Tie where you get a one to eight payoff but a Tie is very rare, it occurs less than once in ten hands. When there is a Tie and you did not bet on it nobody looses or wins. In Baccarat you always have to keep in mind that the fist digit in a two-digit number does not count. This is not only the case with single card values but with the result of two cards combined. After all is said and done, the hand with a point total closes to nine wins. After the players turn, and depending on both the outcome of the players hand and its own, the dealer hand will either draw a third additional card or stand. All cards numbered 2 through 9 are worth their numeric value. All other cards (tens and picture cards) are worth zero points. In order to calculate a hand total, simply add the value of the two cards. A hand of seven and four has a value of 1. For instance, a hand of 5, Queen and 9 has a value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more involved and is often explained with a chart. First off, know that right from the beginning a hand of 8 or 9 automatically wins. Player shows a 6, 7, 8, or 9 (8 and 9 win) Player Hand must Stand. Player shows a 5, 4, 3, 2, 1 or 0 Player Hand must Draw. Banker shows a 7, 8 or 9 (8 and 9 win) Banker Hand must Stand. (Thus the value of a hand is always between 0 through 9). An ace counts as 1, two counts as 2, etc,, , up through nine counts as 9, but tens (jacks, queens and kings) count as 0. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on) If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. Baccarat rules state that winning banker bets are subject to a 5% house commission. This is of course because there is more of a chance for a banker win. The game of baccarat is unlike most casino games as the is no level of skill involved the reason for this is that neither the player or dealer has any options or decisions to make during the course of the game. This means the game is quite simple especially as there are only three possible bets that can be made. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. All picture cards count as 10 and aces count as 1. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If the dealer has 0 then he must draw. If the dealer has 1 then he must draw.

Tips

- When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark. This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler.
- Play Baccarat Games with the fewest decks. Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. Usually this commission is 5%, which returns a House Edge of approximately 15%.
- Manage your money wisely, without a "system". If you want to take your chances, then by all means use a system - just know when to quit.

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