Baccarat History

The present form of Baccarat can be traced back to Italy. In the 1950’s the game was popularized in Vegas because of the efforts of Frank Sinatra, a co-owner of The Sands at the time.

How to Play Baccarat

There are three bets available: The Player’s hand, the Banker’s hand, or a Tie. A bet on the Banker pays even money minus a 5% house commission. All Tens and face cards have a value of 0. Even though the player dealing is acting as the Banker, he is not obligated to bet on the Banker’s hand. After players make their bets the dealer deals a two-card hand to the Banker and Player. It was later on introduced in France around 1490 A. Chemin de fer is very similar to baccarat as it's played in American casinos today. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each banker. The infamous Dunes casino introduced baccarat in the late 50's. There exists quite a diversity today, especially so since it has made its way onto the world wide web. It has kept it's elegant trait and is still one of the most appealing games to the well situated individuals in our society. The highest of the high rollers often come from overseas to try their hand under the chandeliers of the stylish Vegas baccarat rooms. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to play.

Baccarat Rules

Betting on Tie is not really recommended because it decreases your winning chances. It doesn't matter which seat you take at the baccarat table because unlike in Black Jack you are not playing against other players or against the house. At the beginning of the new game the shoe or the bank is given to the player on the right of the dealer. When nobody has a natural additional cards are drawn to determine the baccarat winner. If the hand you bet on wins you get a one to one payoff. You can bet on a Tie where you get a one to eight payoff but a Tie is very rare, it occurs less than once in ten hands. So if you draw an eight in baccarat and a three, for instance, the value of both together would be eleven but since the first digit does not count your hand counts only one. Essentially, only three bets can potentially be made - A bet for the player's hand to win, the banker's hand to win, or a tie. After all bets are made, which cannot be added to or retracted once play begins, the House will deal four face-down cards - two cards each to both the player and banker (House) After the cards are finished being dealt, they are revealed and tabulated. Depending on hand outcomes, the player hand will either draw a third card or stand. All cards numbered 2 through 9 are worth their numeric value. All other cards (tens and picture cards) are worth zero points. A hand of seven and four has a value of 1. (7 + 4 = 11 - 10 = 1) A hand that has drawn and composed of three cards is calculated in the same fashion. If one hand is an 8 and the other is a 9, the 9 wins. If such is not the case, the Player Hand makes the first move. Player shows a 5, 4, 3, 2, 1 or 0 Player Hand must Draw. The following guidelines determine what action the Bank Hand will take: On a side note, if the player hand does not draw a card, the banker hand will always draw if its value is lower than the player hand or if its own two-card value is 0, 1, or 2. Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. This is of course because there is more of a chance for a banker win. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used to. Dealers normally wear tuxedos and the surrounding are is quite lavish. The table layout is quite simple and consists of fourteen numbered positions seven on each side of the dealer; the number thirteen is omitted as it is considered unlucky. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. All picture cards count as 10 and aces count as 1. If the dealer has 1 then he must draw. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 6 then he must draw if your card is a 6-7.

Tips

- Bet on the Banker Hand most of the time. Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. As for the tie wager, it should be out of the question since it gives a casino advantage of nearly 15%.
- These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge. Although this difference is so negligible that most players do not advise picking one version of baccarat over the other, it is advisable to take all the advantage one can possibly take.
- Usually this commission is 5%, which returns a House Edge of approximately 15%. sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %.
- If you want to take your chances, then by all means use a system - just know when to quit. As for other bankroll management strategies, a good one is posted on this website.

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