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Baccarat History
Although it has always been a popular game in European and Latin
American casinos, it never caught on as strongly as Blackjack in US
casinos. Targeted towards high rollers, Baccarat tables used to be exclusive
territory with roped off access and dealers dressed in tuxedos.
How to Play Baccarat
The winning hand is the
hand that holds two or three cards totaling closest to nine. Aces count as One and Two
through Nine are counted at face value. Even though the player dealing is acting as the Banker, he is not
obligated to bet on the Banker’s hand. In Mini Baccarat a casino
dealer handles the deal. Natural hands always immediately win or Tie (although a 9 beats an
8). It's difficult to trace back the origins of this game mainly because slight variations of it name are used in both countries, each wanting to claim it as theirs. It was later on introduced in France around 1490 A. The title of banker rotates around the table in a manner similar to the dice at a craps table. The result of the die decided her fate. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled. It is played by the exact same rules, but lacks the accoutrements of the formal version. The layout, conforms to the regular baccarat table and each of the seven seat positions correspond to a number and betting box with spots for banker, player, and tie. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum.
Baccarat Rules
The most important thing you need to know is whether
you are betting on the Player, on the Bank or on Tie. Baccarat is a game of chance, all you have to decide is which
hand you think will win. Knowing the basic rules will help you
understand what is going on on the baccarat table and will make the game more fun to play for
you. Baccarat is played with eight decks of cards without Jokers. The player with the bank deals two sets of two cards, if of course the
game is played by two players. When there is a Tie and you did not bet on it
nobody looses or wins. In Baccarat you always have to keep in mind
that the fist digit in a two-digit number does not count. So if you draw an eight in baccarat and a three, for
instance, the value of both together would be eleven but since the first
digit does not count your hand counts only one. The other is how drawing a third card is determined. Please note that both hands are allowed a maximum of one
card draw. a baccarat hand will never exceed
three cards total. Tabulating the hand value is straightforward
and only takes simple mathematics of addition. All other cards (tens and picture cards) are
worth zero points. In order to calculate a hand
total, simply add the value of the two cards. (7 + 4 = 11 - 10 = 1) A hand that has drawn
and composed of three cards is calculated in the same
fashion. Once the player hand is finished and
standing, the bank hand will determine whether it must
draw a third card. Banker shows a 3
Banker Hand must Draw if player's draw card is a
0, 1, 2, 3, 4, 5, 6 or 7
Banker Hand must Stand if player's draw card is an 8. Banker shows a 5
Banker Hand must Draw if player's draw card is a 4, 5,
6, or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 8 or 9. Winning bets on the player hand pay back 1 to 1, while
winning bets on the banker hand do the same, but with a
5% vig (commission) winning tie bets pay back 9 to 1. (Thus the value of a hand is always between 0 through 9).
- The maximum number of cards in a baccarat hand is three,,
- If the banker or the player has an eight (natural eight) or a nine (natural nine) on the first two cards dealt, no further cards are
drawn,,
- The player always draws when the hand is a five or less, unless the banker has a natural, and stands on a six and
seven,,
- the banker always stands if the player stands on a six or a seven
. There are two hands dealt regardless of how many players there are: the banker's hand and the player's hand. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on)
If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. Baccarat rules state that winning banker bets are subject to a 5% house commission. Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 6 then he must draw if your card is a 6-7. If the dealer has 7 then he must stand. If the dealer has 8 then he must stand.
Tips
- The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler. in the long run, a player should be making more bets on the banker than on the player.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games. Although this difference is so negligible that most players do not advise picking one version of baccarat over the other, it is advisable to take all the advantage one can possibly take.
- sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %. Any informed player would see that this bet is one of the best in the casino.
- If you want to take your chances, then by all means use a system - just know when to quit. At the least, set yourself limits on losses and stake amounts.
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