Baccarat History

Although it has always been a popular game in European and Latin American casinos, it never caught on as strongly as Blackjack in US casinos. Targeted towards high rollers, Baccarat tables used to be exclusive territory with roped off access and dealers dressed in tuxedos.

How to Play Baccarat

A bet on the Banker pays even money minus a 5% house commission. Even though the player dealing is acting as the Banker, he is not obligated to bet on the Banker’s hand. After players make their bets the dealer deals a two-card hand to the Banker and Player. A Tie at any point in the game ends the hand and pays Tie bets. After the Player’s hand is complete, the Banker’s hand is dealt out according to the following set of rules: If the Player did not draw a third card, then the Banker only draws a card to a hand of 4 or less. It's difficult to trace back the origins of this game mainly because slight variations of it name are used in both countries, each wanting to claim it as theirs. It was later on introduced in France around 1490 A. And remained an exclusive game to the French nobility for some time before becoming a casino game. Eventually, baccarat evolved into European baccarat and the French game 'chemin de fer'. The title of banker rotates around the table in a manner similar to the dice at a craps table. The result of the die decided her fate. A number of casinos have installed a smaller version of the baccarat game played on standard blackjack-sized gaming tables. The layout, conforms to the regular baccarat table and each of the seven seat positions correspond to a number and betting box with spots for banker, player, and tie.

Baccarat Rules

Betting on Tie is not really recommended because it decreases your winning chances. At the beginning of a new game or when the Cut Card in the Shoe is dealt, the dealer will shuffle all decks together and put them back in the shoe, called "The Bank". Then he will take the very first card out and whatever the value of this card is indicates how many cards will be Burned. The baccarat game is now ready to play. Before the cards are dealt each baccarat player has to make his bet. In Baccarat you always have to keep in mind that the fist digit in a two-digit number does not count. That is why the Ten, Jack, Queen and the King count 0 and the Ace only one. Unlike in Black Jack it is impossible to overdraw in Baccarat. Much like blackjack, two hands are played - a dealer and a player hand pitted against each other. The game begins with players placing bets. Essentially, only three bets can potentially be made - A bet for the player's hand to win, the banker's hand to win, or a tie. One factor is how hand values are tabulated. Tabulating the hand value is straightforward and only takes simple mathematics of addition. For instance, a hand of 5, Queen and 9 has a value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more involved and is often explained with a chart. First off, know that right from the beginning a hand of 8 or 9 automatically wins. If one hand is an 8 and the other is a 9, the 9 wins. Player shows a 5, 4, 3, 2, 1 or 0 Player Hand must Draw. The following guidelines determine what action the Bank Hand will take: On a side note, if the player hand does not draw a card, the banker hand will always draw if its value is lower than the player hand or if its own two-card value is 0, 1, or 2. Banker shows a 6 Banker Hand must Draw if player's draw card is a 6 or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 4, 5, 8 or 9. (Thus the value of a hand is always between 0 through 9).
  • The maximum number of cards in a baccarat hand is three,,
  • If the banker or the player has an eight (natural eight) or a nine (natural nine) on the first two cards dealt, no further cards are drawn,,
  • The player always draws when the hand is a five or less, unless the banker has a natural, and stands on a six and seven,,
  • the banker always stands if the player stands on a six or a seven
. Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. The other must do so also. Baccarat rules state that winning banker bets are subject to a 5% house commission. Baccarat has a reputation for being a high rollers game and the tables are normally separate from the rest of the casino in there own section called the pit. The game of baccarat is unlike most casino games as the is no level of skill involved the reason for this is that neither the player or dealer has any options or decisions to make during the course of the game. This means the game is quite simple especially as there are only three possible bets that can be made. Player and dealer are both dealt two cards to start with, if either of them has a two card total of 8 or 9 then they must immediately turn over the cards. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. Once all the hands are dealt it is closest to 9 that wins.

Tips

- Bet on the Banker Hand most of the time. This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler. in the long run, a player should be making more bets on the banker than on the player.
- Play Baccarat Games with the fewest decks. Although this difference is so negligible that most players do not advise picking one version of baccarat over the other, it is advisable to take all the advantage one can possibly take.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses. As for other bankroll management strategies, a good one is posted on this website.

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