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Baccarat History

Targeted towards high rollers, Baccarat tables used to be exclusive territory with roped off access and dealers dressed in tuxedos. Mini Baccarat has the same rules as Baccarat but has lower stakes and is played on a standard Blackjack shaped table.

How to Play Baccarat

There are three bets available: The Player’s hand, the Banker’s hand, or a Tie. In Mini Baccarat a casino dealer handles the deal. If either hand dealt is a total of 9, it is called a “Natural” and automatically wins. If neither hand is 9 a hand with a total of 8 is a Natural winner. The Player’s hand is dealt to first, and only if the current value is 5 or less. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. Eventually, baccarat evolved into European baccarat and the French game 'chemin de fer'. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each banker. There exists quite a diversity today, especially so since it has made its way onto the world wide web. It is played by the exact same rules, but lacks the accoutrements of the formal version. The layout, conforms to the regular baccarat table and each of the seven seat positions correspond to a number and betting box with spots for banker, player, and tie. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to play.

Baccarat Rules

Baccarat, pronounced "Bah-Caw-Rah", is probably one of the easiest and uncomplicated table games there is. Knowing the basic rules will help you understand what is going on on the baccarat table and will make the game more fun to play for you. So never mind what the other players bet on or how much they bet. Once the bank looses it moves on to the next player. The hand closest to nine wins. If the first two cards dealt count Eight or Nine it is called a "Natural" and wins automatically, unless both hands have the same value then it is of course a Tie. At first the value of the cards might seem a little odd, but it's really simple to understand. Unlike in Black Jack it is impossible to overdraw in Baccarat. Unlike blackjack, but rather, like craps, multiple players around the table can bet on which hand will win. Depending on hand outcomes, the player hand will either draw a third card or stand. The hand closest to a total value of nine wins. One factor is how hand values are tabulated. Please note that both hands are allowed a maximum of one card draw. a baccarat hand will never exceed three cards total. All cards numbered 2 through 9 are worth their numeric value. If this sum goes over ten, subtract ten and you will have the final value. A hand of seven and four has a value of 1. Banker shows a 5 Banker Hand must Draw if player's draw card is a 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 8 or 9. Banker shows a 6 Banker Hand must Draw if player's draw card is a 6 or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 4, 5, 8 or 9. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on) If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. The player stands on a total of 6 or 7, but if the player has a total of 5 or less he/she must draw one card (face up) Now it is the bankers turn. With a total of 6 or less, his selection depends on the value of his two card total and the value of the card that the player drew. Baccarat rules state that winning banker bets are subject to a 5% house commission. The advantage is slim, in the area 0,,8%, but in the world of gambling that's really not that small. Dealers normally wear tuxedos and the surrounding are is quite lavish. The game of baccarat is unlike most casino games as the is no level of skill involved the reason for this is that neither the player or dealer has any options or decisions to make during the course of the game. Player put their bets on the numbered box in front of the players after the winner is called the other two dealers pay out or collect from the winners and losers around the table. If the dealer has 1 then he must draw. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 6 then he must draw if your card is a 6-7. Once all the hands are dealt it is closest to 9 that wins.

Tips

- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's.
- Play Baccarat Games with the fewest decks. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games.
- Usually this commission is 5%, which returns a House Edge of approximately 15%. sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %.
- Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses. Whatever you decide to follow, be sure you plan ahead of time.

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