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Baccarat History

The game was introduced to the French Court in the 15th century and became the favorite game among French nobility. Although it has always been a popular game in European and Latin American casinos, it never caught on as strongly as Blackjack in US casinos.

How to Play Baccarat

Baccarat is a very simple game to play with no decisions made after a bet is placed. After players make their bets the dealer deals a two-card hand to the Banker and Player. A Tie at any point in the game ends the hand and pays Tie bets. If neither hand is 9 a hand with a total of 8 is a Natural winner. The Player’s hand is dealt to first, and only if the current value is 5 or less. There are many debates pertaining to the history of baccarat, particularly where the game was invented: France or Italy. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. It was later on introduced in France around 1490 A. D. There exists quite a diversity today, especially so since it has made its way onto the world wide web. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled. Unlike the heavily ordered and systematic American casinos, these Portuguese tables often allow multiple players to bet on a single spot at the same time, while the expert dealers mentally keep track of each players commission on winning bank bets. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to play.

Baccarat Rules

The baccarat game is now ready to play. Each player is given the bank in turn and can hold the bank as long as the bank wins. The player with the bank deals two sets of two cards, if of course the game is played by two players. If the first two cards dealt count Eight or Nine it is called a "Natural" and wins automatically, unless both hands have the same value then it is of course a Tie. When nobody has a natural additional cards are drawn to determine the baccarat winner. At first the value of the cards might seem a little odd, but it's really simple to understand. That is why the Ten, Jack, Queen and the King count 0 and the Ace only one. After the players turn, and depending on both the outcome of the players hand and its own, the dealer hand will either draw a third additional card or stand. Please note that both hands are allowed a maximum of one card draw. For instance, a hand of 6 and 10 will have a total value of 6. A hand of seven and four has a value of 1. If one hand is an 8 and the other is a 9, the 9 wins. If such is not the case, the Player Hand makes the first move. Player shows a 5, 4, 3, 2, 1 or 0 Player Hand must Draw. Banker shows a 7, 8 or 9 (8 and 9 win) Banker Hand must Stand. Banker shows a 4 Banker Hand must Draw if player's draw card is a 0, 2, 3, 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0, 1, 8 or 9. Banker shows a 5 Banker Hand must Draw if player's draw card is a 4, 5, 6, or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 8 or 9. Winning bets on the player hand pay back 1 to 1, while winning bets on the banker hand do the same, but with a 5% vig (commission) winning tie bets pay back 9 to 1. The game is played modulo 10, that is if the total of the hand is greater than 10, then 10 is subtracted from the total. An ace counts as 1, two counts as 2, etc,, , up through nine counts as 9, but tens (jacks, queens and kings) count as 0. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on) If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used to. Dealers normally wear tuxedos and the surrounding are is quite lavish. Player put their bets on the numbered box in front of the players after the winner is called the other two dealers pay out or collect from the winners and losers around the table. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. If the dealer has 6 then he must draw if your card is a 6-7. If the dealer has 7 then he must stand. If the dealer has 8 then he must stand. If the dealer has 9 then he must stand.

Tips

- When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck. As for the tie wager, it should be out of the question since it gives a casino advantage of nearly 15%.
- Play Baccarat Games with the fewest decks. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game.
- Play Baccarat at Casinos with the lowest commission possible. On the banker bet, the casino charges a vig, or commission to counter the players advantage.
- If you want to take your chances, then by all means use a system - just know when to quit. At the least, set yourself limits on losses and stake amounts.

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