Baccarat History

More recently, a lot of US casinos have offered “Mini Baccarat”. Mini Baccarat has the same rules as Baccarat but has lower stakes and is played on a standard Blackjack shaped table.

How to Play Baccarat

A bet on the Banker pays even money minus a 5% house commission. In the classic game of Baccarat the deal rotates among the players. Even though the player dealing is acting as the Banker, he is not obligated to bet on the Banker’s hand. After players make their bets the dealer deals a two-card hand to the Banker and Player. After the Player’s hand is complete, the Banker’s hand is dealt out according to the following set of rules: If the Player did not draw a third card, then the Banker only draws a card to a hand of 4 or less. It was later on introduced in France around 1490 A. D. And remained an exclusive game to the French nobility for some time before becoming a casino game. Eventually, baccarat evolved into European baccarat and the French game 'chemin de fer'. The difference is one of the players banks the game instead of the casino. The basis of this game is very similar, but the rules and payoffs are much less dramatic. The infamous Dunes casino introduced baccarat in the late 50's. The layout, conforms to the regular baccarat table and each of the seven seat positions correspond to a number and betting box with spots for banker, player, and tie.

Baccarat Rules

Betting on Tie is not really recommended because it decreases your winning chances. So never mind what the other players bet on or how much they bet. At the beginning of a new game or when the Cut Card in the Shoe is dealt, the dealer will shuffle all decks together and put them back in the shoe, called "The Bank". If the value of the first card is a four, for instance, the dealer will take the next four cards out of the shoe and discard them in a tray next to it along with the first card. Each player is given the bank in turn and can hold the bank as long as the bank wins. Once the bank looses it moves on to the next player. If the first two cards dealt count Eight or Nine it is called a "Natural" and wins automatically, unless both hands have the same value then it is of course a Tie. That is why the Ten, Jack, Queen and the King count 0 and the Ace only one. After all is said and done, the hand with a point total closes to nine wins. After all bets are made, which cannot be added to or retracted once play begins, the House will deal four face-down cards - two cards each to both the player and banker (House) After the cards are finished being dealt, they are revealed and tabulated. Two components of the game need clearing up at this point. One factor is how hand values are tabulated. The other is how drawing a third card is determined. In order to calculate a hand total, simply add the value of the two cards. (7 + 4 = 11 - 10 = 1) A hand that has drawn and composed of three cards is calculated in the same fashion. For instance, a hand of 5, Queen and 9 has a value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more involved and is often explained with a chart. Player shows a 5, 4, 3, 2, 1 or 0 Player Hand must Draw. The following guidelines determine what action the Bank Hand will take: On a side note, if the player hand does not draw a card, the banker hand will always draw if its value is lower than the player hand or if its own two-card value is 0, 1, or 2. After the dealer has finished drawing, the hands are added up and a winner is declared. If the players cards total 15, 10 is subtracted and the value of the hand becomes 5. An ace counts as 1, two counts as 2, etc,, , up through nine counts as 9, but tens (jacks, queens and kings) count as 0.
  • The maximum number of cards in a baccarat hand is three,,
  • If the banker or the player has an eight (natural eight) or a nine (natural nine) on the first two cards dealt, no further cards are drawn,,
  • The player always draws when the hand is a five or less, unless the banker has a natural, and stands on a six and seven,,
  • the banker always stands if the player stands on a six or a seven
. The other must do so also. Baccarat rules state that winning banker bets are subject to a 5% house commission. So from reading this page you should have picked up enough about baccarat rules to play a game. Three dealers run the game and one of these is the caller who runs the game and stands between positions 1 and 15. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. If either you or the dealer has a 6 or 7 then you must stand if you stand on a 6 or 7 then the dealer must hit on a score of less than 5. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 1 then he must draw. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. Once all the hands are dealt it is closest to 9 that wins.

Tips

- This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's.
- A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie. A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. Any informed player would see that this bet is one of the best in the casino.
- If you want to take your chances, then by all means use a system - just know when to quit. Whatever you decide to follow, be sure you plan ahead of time.

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