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Baccarat History
The present form of Baccarat can be
traced back to Italy. Although it has always been a popular game in European and Latin
American casinos, it never caught on as strongly as Blackjack in US
casinos.
How to Play Baccarat
The winning hand is the
hand that holds two or three cards totaling closest to nine. Even though the player dealing is acting as the Banker, he is not
obligated to bet on the Banker’s hand. After players make their bets the dealer
deals a two-card hand to the Banker and Player. If either hand dealt is
a total of 9, it is called a “Natural” and automatically wins. After the Player’s hand is
complete, the Banker’s hand is dealt out according to the following
set of rules: If the Player did not draw a third card, then the
Banker only draws a card to a hand of 4 or less. There are many debates pertaining to the history of baccarat, particularly where the game was invented: France or Italy. According to many, the game was first invented in Italy by a gambler Felix Falguiere, where it acquired the Italian name 'baccara', meaning zero in English. It's been suggested that the game was first played with a deck of Tarot cards in the middle ages. The difference is one of the players banks the game instead of the casino. The result of the die decided her fate. There exists quite a diversity today, especially so since it has made its way onto the world wide web. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled. The limits are lower and usually range from a $2 to $5 minimum, up to $500 maximum.
Baccarat Rules
It doesn't matter which seat you take at the baccarat table because
unlike in Black Jack you are not playing against other players or against
the house. The only thing you are betting against is the cards. At the beginning of the new game the shoe or the bank is given to the
player on the right of the dealer. The player with the bank deals two sets of two cards, if of course the
game is played by two players. When there is a Tie and you did not bet on it
nobody looses or wins. At first the value of the cards might seem a little odd, but it's
really simple to understand. This
is not only the case with single card values but with the result of
two cards combined. Much like blackjack, two
hands are played - a dealer and a player hand pitted
against each other. After the players
turn, and depending on both the outcome of the players
hand and its own, the dealer hand will either draw a
third additional card or stand. A hand of seven and four has a
value of 1. (7 + 4 = 11 - 10 = 1) A hand that has drawn
and composed of three cards is calculated in the same
fashion. For instance, a hand of 5, Queen and 9 has a
value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more
involved and is often explained with a chart. If one hand is an 8 and the
other is a 9, the 9 wins. Once the player hand is finished and
standing, the bank hand will determine whether it must
draw a third card. Banker shows a 7, 8 or 9 (8
and 9 win)
Banker Hand must Stand. Banker shows a 4
Banker Hand must Draw if player's draw card is a
0, 2, 3, 4, 5, 6, or 7
Banker Hand must Stand if player's draw card is a 0, 1,
8 or 9. Banker shows a 6
Banker Hand must Draw if player's draw card is a 6 or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 4, 5, 8 or 9. After the dealer has finished drawing,
the hands are added up and a winner is declared. (Thus the value of a hand is always between 0 through 9). Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on)
If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. Dealers normally wear tuxedos and the surrounding are is quite lavish. This means the game is quite simple especially as there are only three possible bets that can be made. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If the dealer has 1 then he must draw. If the dealer has 7 then he must stand.
Tips
- This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler. As for the tie wager, it should be out of the question since it gives a casino advantage of nearly 15%.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. Any informed player would see that this bet is one of the best in the casino.
- Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses. At the least, set yourself limits on losses and stake amounts.
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