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Baccarat History
The game was introduced to the French Court in
the 15th century and became the favorite game among French nobility. More
recently, a lot of US casinos have offered “Mini Baccarat”.
How to Play Baccarat
There are three bets available: The
Player’s hand, the Banker’s hand, or a Tie. In
the classic game of Baccarat the deal rotates among the players. If
neither hand is 9 a hand with a total of 8 is a Natural winner. If neither hand is an 8 or a 9 and there is no Tie
additional cards may be dealt according to a standard set of rules. If the Player did
draw a third card, the Banker follows the rules at right. It's difficult to trace back the origins of this game mainly because slight variations of it name are used in both countries, each wanting to claim it as theirs. According to many, the game was first invented in Italy by a gambler Felix Falguiere, where it acquired the Italian name 'baccara', meaning zero in English. And remained an exclusive game to the French nobility for some time before becoming a casino game. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each
banker. Falguiere based the game on an old Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. There exists quite a diversity today, especially so since it has made its way onto the world wide web. It is played by the exact same rules, but lacks the accoutrements of the formal version. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to
play.
Baccarat Rules
The most important thing you need to know is whether
you are betting on the Player, on the Bank or on Tie. Baccarat is a game of chance, all you have to decide is which
hand you think will win. It doesn't matter which seat you take at the baccarat table because
unlike in Black Jack you are not playing against other players or against
the house. So never
mind what the other players bet on or how much they bet. Baccarat is played with eight decks of cards without Jokers. Each player is given the bank in
turn and can hold the bank as long as the bank wins. So if you draw an eight in baccarat and a three, for
instance, the value of both together would be eleven but since the first
digit does not count your hand counts only one. After all is said
and done, the hand with a point total closes to nine
wins. After the players
turn, and depending on both the outcome of the players
hand and its own, the dealer hand will either draw a
third additional card or stand. Two components of the game need clearing up at this
point. One factor is how hand values are tabulated. Please note that both hands are allowed a maximum of one
card draw. All
cards numbered 2 through 9 are worth their numeric
value. First off, know that right from
the beginning a hand of 8 or 9 automatically wins. Player shows a 6, 7, 8, or 9
(8 and 9 win)
Player Hand must Stand. Player shows a 5, 4, 3, 2, 1
or 0
Player Hand must Draw. Banker shows a 3
Banker Hand must Draw if player's draw card is a
0, 1, 2, 3, 4, 5, 6 or 7
Banker Hand must Stand if player's draw card is an 8. Banker shows a 6
Banker Hand must Draw if player's draw card is a 6 or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 4, 5, 8 or 9. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. The player stands on a total of 6 or 7, but if the player has a total of 5 or less he/she must draw one card (face up)
Now it is the bankers turn. Baccarat rules state that winning banker bets are subject to a 5% house commission. This is of course because there is more of a chance for a banker win. It may still be a good idea to try it online first, and within minutes you'll feel comfortable enough to play anywhere. The game of baccarat is unlike most casino games as the is no level of skill involved the reason for this is that neither the player or dealer has any options or decisions to make during the course of the game. Each player takes it in turns to deal from the shoe there is however no advantage to be gained from it and it is just part of the tradition of the game. Player put their bets on the numbered box in front of the players after the winner is called the other two dealers pay out or collect from the winners and losers around the table. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. All picture cards count as 10 and aces count as 1. If the dealer has 5 then he must draw if your card is a 4-5-6-7. Once all the hands are dealt it is closest to 9 that wins.
Tips
- The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. in the long run, a player should be making more bets on the banker than on the player. When more 4's are leaving the deck, the banker bet has slightly better odds, whereas when 6's leave the deck, the player bet has a slightly better chance of winning than it does from the start of a fresh deck.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie. For an eight deck game, the casino advantage on the banker hand is 16%, whereas it is 15% in a six deck game.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. Any informed player would see that this bet is one of the best in the casino.
- Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses. At the least, set yourself limits on losses and stake amounts.
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