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Baccarat History
The present form of Baccarat can be
traced back to Italy. The game was introduced to the French Court in
the 15th century and became the favorite game among French nobility.
How to Play Baccarat
The winning hand is the
hand that holds two or three cards totaling closest to nine. A bet
on the Player pays even money. A bet on the Banker pays even money
minus a 5% house commission. After players make their bets the dealer
deals a two-card hand to the Banker and Player. The Player’s hand is dealt to first, and only if the current value
is 5 or less. The title of banker rotates around the table in a manner similar to the dice at a craps table. Falguiere based the game on an old Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. The result of the die decided her fate. If an eight or a nine was thrown, she would become the priestess; if she threw a six or seven, she would be banned from any further religious activities; if she threw any number less than six, she would walk into the sea. The basis of this game is very similar, but the rules and payoffs are much less
dramatic. Baccarat has a history overseas too, which is evidenced by its popularity among the Asian population who visit Las Vegas each year. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled. It is played by the exact same rules, but lacks the accoutrements of the formal version.
Baccarat Rules
The only thing you are betting against is the cards. So never
mind what the other players bet on or how much they bet. At the
beginning of a new game or when the Cut Card in the Shoe is dealt, the dealer will shuffle all decks together and put them back in the
shoe, called "The Bank". At the beginning of the new game the shoe or the bank is given to the
player on the right of the dealer. Before the cards are dealt each baccarat
player has to make his bet. The hand closest to nine wins. You can bet on a Tie where
you get a one to eight payoff but a Tie is very rare, it occurs
less than once in ten hands. So if you draw an eight in baccarat and a three, for
instance, the value of both together would be eleven but since the first
digit does not count your hand counts only one. Much like blackjack, two
hands are played - a dealer and a player hand pitted
against each other. For instance, a hand of 5, Queen and 9 has a
value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more
involved and is often explained with a chart. First off, know that right from
the beginning a hand of 8 or 9 automatically wins. If one hand is an 8 and the
other is a 9, the 9 wins. Once the player hand is finished and
standing, the bank hand will determine whether it must
draw a third card. Banker shows a 7, 8 or 9 (8
and 9 win)
Banker Hand must Stand. Banker shows a 3
Banker Hand must Draw if player's draw card is a
0, 1, 2, 3, 4, 5, 6 or 7
Banker Hand must Stand if player's draw card is an 8. Banker shows a 4
Banker Hand must Draw if player's draw card is a
0, 2, 3, 4, 5, 6, or 7
Banker Hand must Stand if player's draw card is a 0, 1,
8 or 9. Banker shows a 6
Banker Hand must Draw if player's draw card is a 6 or 7
Banker Hand must Stand if player's draw card is a 0,1,
2, 3, 4, 5, 8 or 9. After the dealer has finished drawing,
the hands are added up and a winner is declared. Winning bets on the player hand pay back 1 to 1, while
winning bets on the banker hand do the same, but with a
5% vig (commission) winning tie bets pay back 9 to 1. The player's objective is to get a hand that is closer to 9 in value than the banker's.
- The maximum number of cards in a baccarat hand is three,,
- If the banker or the player has an eight (natural eight) or a nine (natural nine) on the first two cards dealt, no further cards are
drawn,,
- The player always draws when the hand is a five or less, unless the banker has a natural, and stands on a six and
seven,,
- the banker always stands if the player stands on a six or a seven
. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. The other must do so also. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on)
If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. The advantage is slim, in the area
0,,8%, but in the world of gambling that's really not that small. Baccarat has a reputation for being a high rollers game and the tables are normally separate from the rest of the casino in there own section called the pit. Dealers normally wear tuxedos and the surrounding are is quite lavish. When the bank wins the house claims a %5 cut of the winnings and the total amount is collected every time the shoe is reshuffled. All picture cards count as 10 and aces count as 1. If the dealer has 0 then he must draw. If the dealer has 1 then he must draw. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7.
Tips
- When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark. This tip is not to say that a player should never bet on the player hand, for sometimes a hunch can be the best thing going for a gambler. As for the tie wager, it should be out of the question since it gives a casino advantage of nearly 15%.
- A slight difference of only one hundredth of a percent shows, which is apparent when looking at the House Edge. For the player and tie hands in an eight deck game, the edge is slightly better in the eight deck games.
- sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %. If you can get a 4% commission, by all means take advantage of it - and bet on the banker every time.
- Unless you have a very hearty bankroll, and do not mind losing every bit of it, play with a money management system that does not try to chase after losses. At the least, set yourself limits on losses and stake amounts.
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