Casino Online Baccarat Software

Baccarat History

The game was introduced to the French Court in the 15th century and became the favorite game among French nobility. More recently, a lot of US casinos have offered “Mini Baccarat”.

How to Play Baccarat

A bet on the Player pays even money. A bet on a Tie pays 8 to 1. Even though the player dealing is acting as the Banker, he is not obligated to bet on the Banker’s hand. In Mini Baccarat a casino dealer handles the deal. If the Player did draw a third card, the Banker follows the rules at right. It's difficult to trace back the origins of this game mainly because slight variations of it name are used in both countries, each wanting to claim it as theirs. Eventually, baccarat evolved into European baccarat and the French game 'chemin de fer'. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each banker. The infamous Dunes casino introduced baccarat in the late 50's. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. It has kept it's elegant trait and is still one of the most appealing games to the well situated individuals in our society. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled. Lacking the formality and large group of players, mini-baccarat is played fast and is a good place to learn how to play.

Baccarat Rules

Knowing the basic rules will help you understand what is going on on the baccarat table and will make the game more fun to play for you. The only thing you are betting against is the cards. At the beginning of a new game or when the Cut Card in the Shoe is dealt, the dealer will shuffle all decks together and put them back in the shoe, called "The Bank". If the value of the first card is a four, for instance, the dealer will take the next four cards out of the shoe and discard them in a tray next to it along with the first card. Once the bank looses it moves on to the next player. The hand closest to nine wins. In Baccarat you always have to keep in mind that the fist digit in a two-digit number does not count. So if you draw an eight in baccarat and a three, for instance, the value of both together would be eleven but since the first digit does not count your hand counts only one. The game begins with players placing bets. The hand closest to a total value of nine wins. If both hands are the same, the game is deemed a tie. The other is how drawing a third card is determined. Please note that both hands are allowed a maximum of one card draw. All other cards (tens and picture cards) are worth zero points. For instance, a hand of 5, Queen and 9 has a value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more involved and is often explained with a chart. Player shows a 6, 7, 8, or 9 (8 and 9 win) Player Hand must Stand. Banker shows a 6 Banker Hand must Draw if player's draw card is a 6 or 7 Banker Hand must Stand if player's draw card is a 0,1, 2, 3, 4, 5, 8 or 9. After the dealer has finished drawing, the hands are added up and a winner is declared. Winning bets on the player hand pay back 1 to 1, while winning bets on the banker hand do the same, but with a 5% vig (commission) winning tie bets pay back 9 to 1. The player's objective is to get a hand that is closer to 9 in value than the banker's. An ace counts as 1, two counts as 2, etc,, , up through nine counts as 9, but tens (jacks, queens and kings) count as 0.

The maximum number of cards in a baccarat hand is three,,
If the banker or the player has an eight (natural eight) or a nine (natural nine) on the first two cards dealt, no further cards are drawn,,
The player always draws when the hand is a five or less, unless the banker has a natural, and stands on a six and seven,,
the banker always stands if the player stands on a six or a seven

. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on) If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. Baccarat rules state that winning banker bets are subject to a 5% house commission. The game of baccarat is unlike most casino games as the is no level of skill involved the reason for this is that neither the player or dealer has any options or decisions to make during the course of the game. The table layout is quite simple and consists of fourteen numbered positions seven on each side of the dealer; the number thirteen is omitted as it is considered unlucky. If the dealer has 1 then he must draw. If the dealer has 2 then he must draw. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. If the dealer has 4 then he must draw if your card is a 2-3-4-5-6-7. If the dealer has 8 then he must stand.

Tips

- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark. Since the house edge is relatively similar for both bets, it is presumptuous to entirely negate the player hand wager.
- Play Baccarat Games with the fewest decks. Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie.
- On the banker bet, the casino charges a vig, or commission to counter the players advantage. sometimes casinos will only impose a 4% commission, which brings the House Edge on the banker bet down to only approximately %.
- Manage your money wisely, without a "system". At the least, set yourself limits on losses and stake amounts.

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