Baccarat History

Although it has always been a popular game in European and Latin American casinos, it never caught on as strongly as Blackjack in US casinos. More recently, a lot of US casinos have offered “Mini Baccarat”.

How to Play Baccarat

There are three bets available: The Player’s hand, the Banker’s hand, or a Tie. In the classic game of Baccarat the deal rotates among the players. Even though the player dealing is acting as the Banker, he is not obligated to bet on the Banker’s hand. If either hand dealt is a total of 9, it is called a “Natural” and automatically wins. The Player’s hand is dealt to first, and only if the current value is 5 or less. There are many debates pertaining to the history of baccarat, particularly where the game was invented: France or Italy. It was later on introduced in France around 1490 A. D. And remained an exclusive game to the French nobility for some time before becoming a casino game. Eventually, baccarat evolved into European baccarat and the French game 'chemin de fer'. Falguiere based the game on an old Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. The infamous Dunes casino introduced baccarat in the late 50's. It is played by the exact same rules, but lacks the accoutrements of the formal version.

Baccarat Rules

Betting on Tie is not really recommended because it decreases your winning chances. The only thing you are betting against is the cards. The baccarat game is now ready to play. At the beginning of the new game the shoe or the bank is given to the player on the right of the dealer. Once the bank looses it moves on to the next player. The hand closest to nine wins. When there is a Tie and you did not bet on it nobody looses or wins. Unlike in Black Jack it is impossible to overdraw in Baccarat. The game begins with players placing bets. Essentially, only three bets can potentially be made - A bet for the player's hand to win, the banker's hand to win, or a tie. Depending on hand outcomes, the player hand will either draw a third card or stand. Two components of the game need clearing up at this point. For instance, a hand of 6 and 10 will have a total value of 6. For instance, a hand of 5, Queen and 9 has a value of 4 (5 + 0 + 9 = 14 - 10 = 4) Card draw determination is slightly more involved and is often explained with a chart. If such is not the case, the Player Hand makes the first move. Player shows a 6, 7, 8, or 9 (8 and 9 win) Player Hand must Stand. Once the player hand is finished and standing, the bank hand will determine whether it must draw a third card. After the dealer has finished drawing, the hands are added up and a winner is declared. Winning bets on the player hand pay back 1 to 1, while winning bets on the banker hand do the same, but with a 5% vig (commission) winning tie bets pay back 9 to 1. The player's objective is to get a hand that is closer to 9 in value than the banker's. The game is played modulo 10, that is if the total of the hand is greater than 10, then 10 is subtracted from the total. If the players cards total 15, 10 is subtracted and the value of the hand becomes 5. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on) If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. Baccarat rules state that winning banker bets are subject to a 5% house commission. So from reading this page you should have picked up enough about baccarat rules to play a game. Dealers normally wear tuxedos and the surrounding are is quite lavish. Three dealers run the game and one of these is the caller who runs the game and stands between positions 1 and 15. The aim of the game is to get as close to 9 as possible and if you are nearer then you win. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If your score is below 6 then you must hit and receive a third card, if you receive a third card then the dealer takes another depending on your total. If the dealer has 6 then he must draw if your card is a 6-7. If the dealer has 9 then he must stand.

Tips

- Depending on the number of decks being played, the casino advantage for the player hand wager is generally 15%, whereas on the banker hand it is only 16%. The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. When the wager is counter-weighed by the player hand, the edge lowers to more near the 1% mark.
- Looking at the House Edge, it is lowered, albeit not substantially, for every deck taken out of the equation. A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie. These same probabilities in a baccarat game with six decks are 457% on the banker hand, 443% on the player hand, and 91% on the Tie.
- Play Baccarat at Casinos with the lowest commission possible. Usually this commission is 5%, which returns a House Edge of approximately 15%.
- Any system like the Martingale, which is designed to cover losses, should be avoided. As for other bankroll management strategies, a good one is posted on this website.

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