Baccarat History

Although it has always been a popular game in European and Latin American casinos, it never caught on as strongly as Blackjack in US casinos. Targeted towards high rollers, Baccarat tables used to be exclusive territory with roped off access and dealers dressed in tuxedos.

How to Play Baccarat

The winning hand is the hand that holds two or three cards totaling closest to nine. A bet on the Banker pays even money minus a 5% house commission. All Tens and face cards have a value of 0. After players make their bets the dealer deals a two-card hand to the Banker and Player. Natural hands always immediately win or Tie (although a 9 beats an 8). There are many debates pertaining to the history of baccarat, particularly where the game was invented: France or Italy. And remained an exclusive game to the French nobility for some time before becoming a casino game. The result of the die decided her fate. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. It has kept it's elegant trait and is still one of the most appealing games to the well situated individuals in our society. Baccarat has a history overseas too, which is evidenced by its popularity among the Asian population who visit Las Vegas each year. In casinos based in the Portuguese territory of Macao, near Hong Kong, the popularity of baccarat is unrivaled. The table is staffed by only one dealer who is responsible for handling the cards.

Baccarat Rules

Baccarat is a game of chance, all you have to decide is which hand you think will win. Knowing the basic rules will help you understand what is going on on the baccarat table and will make the game more fun to play for you. The baccarat game is now ready to play. At the beginning of the new game the shoe or the bank is given to the player on the right of the dealer. The hand closest to nine wins. If the first two cards dealt count Eight or Nine it is called a "Natural" and wins automatically, unless both hands have the same value then it is of course a Tie. When there is a Tie and you did not bet on it nobody looses or wins. That is why the Ten, Jack, Queen and the King count 0 and the Ace only one. Unlike blackjack, but rather, like craps, multiple players around the table can bet on which hand will win. Essentially, only three bets can potentially be made - A bet for the player's hand to win, the banker's hand to win, or a tie. If both hands are the same, the game is deemed a tie. One factor is how hand values are tabulated. The other is how drawing a third card is determined. Please note that both hands are allowed a maximum of one card draw. All other cards (tens and picture cards) are worth zero points. First off, know that right from the beginning a hand of 8 or 9 automatically wins. Banker shows a 3 Banker Hand must Draw if player's draw card is a 0, 1, 2, 3, 4, 5, 6 or 7 Banker Hand must Stand if player's draw card is an 8. After the dealer has finished drawing, the hands are added up and a winner is declared. Winning bets on the player hand pay back 1 to 1, while winning bets on the banker hand do the same, but with a 5% vig (commission) winning tie bets pay back 9 to 1. (Thus the value of a hand is always between 0 through 9). There are two hands dealt regardless of how many players there are: the banker's hand and the player's hand. The other must do so also. With a total of 7, he stands. With a total of 6 or less, his selection depends on the value of his two card total and the value of the card that the player drew. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used to. Dealers normally wear tuxedos and the surrounding are is quite lavish. If the hand is greater than 10 then 10 is subtracted from the total, this means that the value of the hand is always 0-9. A 9 is the best hand and beats all other totals followed by 8, if both the dealer and the player has an 8 or 9 the hand is tied and no money changes hands. If the dealer has 1 then he must draw. If the dealer has 3 then he must draw if your card is a 0-1-2-3-4-5-6-7-9. If the dealer has 7 then he must stand. If the dealer has 9 then he must stand.

Tips

- The banker hand does carry with it a 5% vig, or commission, bringing the House Edge up to 2%. Going back the card-counting issue, if a player does indeed insist on counting cards, they should pay attention to 6's and 4's.
- Many online casinos will offer different versions of baccarat, such as a one deck version, and a 6 or 8 deck version with higher minimum betting amounts. A baccarat game using eight decks will deliver a probability of 456% of winning on the bank hand, 442% of winning on the player hand, and 92% of winning on a Tie.
- Play Baccarat at Casinos with the lowest commission possible. Any informed player would see that this bet is one of the best in the casino.
- If you want to take your chances, then by all means use a system - just know when to quit. As for other bankroll management strategies, a good one is posted on this website.

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